Plan for the future with our business savings options.

Our business savings accounts can help you get more from your company’s assets. By saving, you’ll be building core traits that may positively serve your company down the road.

Business Savings Accounts

Business Regular Share Account

A dividend-earning account for businesses with basic savings needs

  • Earns dividends based on average daily balance
  • Minimum opening deposit & minimum balance is $5
  • No monthly service fee with eStatements
  • Unlimited deposits
  • Unlimited ATM withdrawals2
  • Online Banking
  • May be used as overdraft protection for our business checking accounts ($5 transaction fee applies)
Rates accurate as of Sunday, February 19, 2017:
Type Minimum Balance Annual Percentage Yield (APY)
Business Regular Share $0.00 – $4,999.99 0.05%
$5,000 – and up 0.10%
Business Premium Share Account

A money market account designed for businesses that maintain higher savings balances

  • Earns dividends based on average daily balance
  • Minimum opening deposit and minimum balance is $500
  • No monthly service fee with eStatements
  • Write up to 3 checks per month
  • Unlimited ATM withdrawals2
  • Online Banking
Rates accurate as of Sunday, February 19, 2017:
Type Minimum Balance Annual Percentage Yield (APY)
Business Premium Share $500 – $9,999.99 0.01%
$10,000 – $124,999.99 0.15%
$125,000 – and up 0.20%
Business High Yield Money Market
  • Immediate access to your available funds
  • Income, in the form of dividends
  • No monthly service charge with eStatements
  • Unlimited deposits
  • Unlimited ATM withdrawals2
  • $10,000 minimum balance to open
  • Write up to 6 checks each month
Rates accurate as of Sunday, February 19, 2017:
Type Minimum Balance Annual Percentage Yield (APY)
Business High Yield Money Market $500.00 - $9,999.99 0.01%
$10,000.00 - $99,999.99 0.05%
$100,000.00 - $249,999.99 0.50%
$250,000.00 and up 0.75%
Business Certificates

A time deposit account which earns higher dividends in exchange for a time commitment.1

  • Earns dividends based on average daily balance
  • Terms for up to 5 years
  • Minimum opening deposit & minimum balance is $1,000
  • Online Banking
  • Monthly dividends can compound or be transferred to another suffix (ex:  from a member’s savings account to a checking account)
Rates accurate as of Sunday, February 19, 2017:
Type Minimum Balance Annual Percentage Yield (APY)
Business 6-Month Certificate $1,000 – $9,999.99 0.33%
$10,000 – $24,999.99 0.36%
$25,000 – $74,999.99 0.39%
$75,000 – $249,999.99 0.42%
$250,000 - and up 0.45%
Business 12-Month Certificate $1,000 – $9,999.99 0.63%
$10,000 – $24,999.99 0.66%
$25,000 – $74,999.99 0.69%
$75,000 – $249,999.99 0.72%
$250,000 - and up 0.75%
Business 18-Month Certificate $1,000 – $9,999.99 0.68%
$10,000 – $24,999.99 0.71%
$25,000 – $74,999.99 0.74%
$75,000 – $249,999.99 0.77%
$250,000 - and up 0.80%
Business 24-Month Certificate $1,000 – $9,999.99 0.98%
$10,000 – $24,999.99 1.01%
$25,000 – $74,999.99 1.04%
$75,000 – $249,999.99 1.07%
$250,000 - and up 1.10%
Business 36-Month Certificate $1,000 – $9,999.99 1.28%
$10,000 – $24,999.99 1.31%
$25,000 – $74,999.99 1.34%
$75,000 – $249,999.99 1.37%
$250,000 - and up 1.40%
Business 48-Month Certificate $1,000 – $9,999.99 1.33%
$10,000 – $ 24,999.99 1.36%
$25,000 – $ 74,999.99 1.39%
$75,000 – $249,999.99 1.42%
$250,000 - and up 1.45%
Business 60-Month Certificate $1,000 – $9,999.99 1.58%
$10,000 – $ 24,999.99 1.61%
$25,000 – $ 74,999.99 1.64%
$75,000 – $249,999.99 1.67%
$250,000 - and up 1.70%
Business Jump-Up Certificates

If the rate goes up, you go with it!  You can jump up to a higher rate once during the certificate’s term. This type of account is a secure way to invest for a specified term and achieve higher earnings than you would in a savings account. Rates are tiered and vary depending on term & balance.1

  • Select your term: 18-months, 24-months, or 36-months
  • Online Banking
  • No monthly service charge
  • Minimum opening deposit is $1,000
  • Monthly dividends can be compounded or transferred to another share account
Rates accurate as of Sunday, February 19, 2017:
Type Minimum Balance Annual Percentage Yield (APY)
Business 18-Month Jump-Up Certificates $1,000 – $9,999.99 0.63%
$10,000 – $24,999.99 0.66%
$25,000 – $74,999.99 0.69%
$75,000 – $249,999.99 0.72%
$250,000 - and up 0.75%
Business 24-Month Jump-Up Certificate $1,000 – $9,999.99 0.88%
$10,000 – $24,999.99 0.91%
$25,000 – $74,999.99 0.94%
$75,000 – $249,999.99 0.97%
$250,000 - and up 1.00%
Business 36-Month Jump-Up Certificate $1,000 – $9,999.99 1.13%
$10,000 – $24,999.99 1.16%
$25,000 – $74,999.99 1.19%
$75,000 – $249,999.99 1.22%
$250,000 - and up 1.25%

Interested in opening a Business Savings account?
Please stop by a branch or contact us.

Fees and other conditions could reduce the earning on the account.  Subject to approval. Rates subject to change. Certain restrictions may apply. Tiered balances earn tiered rates.  Federally insured by NCUA.  1Early withdrawal penalties may apply.  2When made at Vantage West ATMs.