Checking with Rewards

Premium Rewards Checking offers both dividends and reward points on all qualifying purchases.1 Combine points earned with Connect Rewards Visa for points on top of points. Now that’s rewarding.

Federally insured by NCUA

Premium Rewards Checking

  • Rewards points (1 for every $5 spent) on qualifying purchases with your Vantage West Visa Debit card1
  • Dividends paid on all balances
  • Low $20 opening deposit requirement
  • Unlimited withdrawals at Vantage West ATMs
  • Reimbursement of surcharge fees at non-Vantage West ATMs up to $7/month
  • No monthly service fees with average daily balance of $3,000, or combined average daily balance in all deposit accounts of $10,000 or monthly net direct deposit of $7502

Essential Checking

  • No monthly service fees w/eStatements
  • No minimum balance requirements
  • Low $20 opening deposit requirement
  • Free use of Vantage West ATMs
  • Mobile deposits and money management tools
Premium Rewards Essential
Reward Points (1 point on every $5)
Free Visa Debit Card
Budgets / Savings Goals
Mobile Deposits
Unlimited Check Writing
Free Card / Fraud Alerts
Foreign ATM Withdrawals Up to $7/month reimbursed at non Vantage West ATMs $1.75
Unlimited Bill Pay
Opening Deposit $20 $20
Monthly Fee $12 Free
Fee Waivers Average daily balance in Premium Rewards Checking of $3,000+ or Combined average daily balance in all deposit accounts of $10,000+ or Monthly direct deposit of $750+ No Fees
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Last Updated June 1, 2024. 

1 Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. Points can be redeemed for cash back, merchandise, gift cards, travel, and charitable donations. A “Qualifying Purchase” is non-pin merchant transaction. We reserve the right to determine at our sole discretion whether a particular transaction is a Qualifying Purchase or to include or exclude other charges from the definition of Qualifying Purchases. See Vantage West Rewards terms and conditions PDF for details and restrictions of the program.

Premium Rewards Checking service fee (without qualifying waiver) is $12 per month.

Last Updated April 1, 2024. Some products and services are subject to approval. Membership required. Certain restrictions may apply. Federally insured by NCUA.