Premium Rewards Checking

  • Rewards points (1 for every $5 spent) on qualifying purchases with your Vantage West Visa Debit card
  • Dividends paid on all balances
  • Low $20 opening deposit requirement
  • Unlimited withdrawals at Vantage West ATMs
  • Reimbursement of surcharge fees at non Vantage West ATMs up to $7/month
  • No monthly service fees with average daily balance of $3,000, or combined average daily balance in all deposit accounts of $10,000 or monthly net direct deposit of $7502
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Essential Checking

  • No monthly services fees or minimum balance requirements
  • Low $20 opening deposit requirement
  • Free use of Vantage West ATMs
  • Mobile deposits and money management tools
  • Essential Checking requires eStatements. Paper statements are not available.
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Premium Rewards Essential
Reward Points (1 point on every $5)
Free Visa Debit Card
Design Your Own Card $3.00
Budgets / Savings Goals
Mobile Deposits
Unlimited Check Writing
Free Card / Fraud Alerts
Foreign ATM Withdrawals Up to $7/month reimbursed at non Vantage West ATMs $1.75
Unlimited Bill Pay
Opening Deposit $20 $20
Monthly Fee $12 Free
Fee Waivers Average daily balance in Premium Rewards Checking of $3,000+ or Combined average daily balance in all deposit accounts of $10,000+ or Monthly direct deposit of $750+ No Fees
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Last Updated November 1, 2020. 

Switching banks is easy with ClickSWITCH.

We make it even easier to move your banking relationships, automatic transfers, and direct deposits to Vantage West with ClickSWITCH.

  • Quickly and securely switch your direct deposit and automatic payments from other financial institutions
  • Close old accounts at other financial institutions
  • Use our concierge service in branch to initiate your switch

Some products and services are subject to approval. Membership required. Certain restrictions may apply. Federally insured by NCUA.

1A “Qualifying Purchase” is non-pin merchant transaction. We reserve the right to determine at our sole discretion whether a particular transaction is a Qualifying Purchase or to include or exclude other charges from the definition of Qualifying Purchases.

2Premium Rewards Checking service fee (without qualifying waiver) is $12 per month.If you converted from a Premium Checking to Premium Rewards Checking account the fee waiver through a first mortgage is grandfathered in if the mortgage was funded before Nov. 5, 2018.