Business Loans

Federally insured by NCUA

Commercial Real Estate

Need more room to expand? Explore our fixed and variable rate Commercial Real Estate loan options to keep your business growing. Our Commercial Real Estate loans include:

  • Owner-occupied loans (business owner must occupy at least 50% of the building space)
  • Construction loans
  • Real estate investment property loans
  • Fixed & variable rate options with amortizations up to 25 years

Lines of Credit

Having a reliable source of funding keeps a small business running. There’s no need to re-apply each time you need access to cash. Find out how to secure lines of credit up to $500,000 for your business.

Business Installment

These loans contain fixed rates with flexible terms up to 84 months. Business Installment loans can be used for:

  • Purchase or refinance of equipment
  • Commercial vehicles
  • Debt restructure
  • Expansion
  • Permanent working capital


Commercial Vehicle

Take advantage of outstanding rates, terms and services on loans for everything from company cars to tractors to commercial trucks.

SBA Loans

Proceeds may be used for most sound business purposes, including working capital, equipment, building / land purchases or renovations, and debt refinancing (under special conditions). Visit the SBA website for helpful information and resources. Available for up to $350,000 (SBAExpress), and up to $500,000 (Patriot Express).

Procurement Line of Credit

A pre-approved line of credit that enables business owners to qualify for equipment purchases to be made within one year:

  • Provides the ability to expedite payment for purchases with funds that have been pre-approved
  • Draws made from the pre-approved line reduces the funds available
  • Maximum term of 12 months, then availability permanently expires

Below are the required documents for loan applications above $100,000. Please speak with a banker if your loan is below that amount to determine what forms your loan application will require.