Business Certificates (CDs)
Federally insured by NCUA
Business Certificates (CDs) provide your business with a deposit account which earns higher dividends in exchange for a time commitment.
- Earns dividends based on average daily balance
- Terms for up to 5 years
- Minimum opening deposit & minimum balance is $1,000
- Online Banking available
- Monthly dividends can compound or be transferred to another suffix (ex: from a member’s savings account to a checking account)
Visit a branch or contact us to open an account.
| Type | Minimum Balance | Annual Percentage Yield (APY) |
|---|---|---|
| Business 6-Month CD | $1,000 and up | 0.30% |
| Business 12-Month CD | $1,000 and up | 0.40% |
| Business 24-Month CD | $1,000 and up | 0.50% |
| Business 36-Month CD | $1,000 and up | 0.60% |
| Business 60-Month CD | $1,000 and up | 0.80% |
| Business 24-Month Jump Up CD | $1,000 and up | 0.40% |
| Business 36-Month Jump Up cd | $1,000 and up | 0.45% |
Disclosures
1Minimum deposit is $5,000. APY(s) = Annual percentage yield(s) accurate as of August 1, 2020. Certificate will renew at prevailing rate upon maturity. Offers subject to change without notice. Subject to approval. Certain restrictions may apply. Fees may reduce earnings on these account(s). Early withdrawal penalties may apply. Certificates earn dividends. Federally insured by NCUA.