Business Certificates (CDs)

Federally insured by NCUA

Business Certificates (CDs) provide your business with a deposit account which earns higher dividends in exchange for a time commitment.

Boost your business’s financial health with a limited time offer on 10- or 15-month CDs. – Get our guaranteed best available rate.*

  • Earns dividends based on average daily balance
  • Terms for up to 5 years
  • Minimum opening deposit & minimum balance is $500
  • Online Banking available
  • Monthly dividends can compound or be transferred to another suffix (ex:  from a member’s savings account to a checking account)

Visit a branch or contact us to open an account.

Type Minimum Balance Annual Percentage Yield (APY)
Business 6-Month CD $500 and up 4.00% Open Now
Business 10-Month CD1 $500 and up 5.26% Open Now
Business 12-Month CD $500 and up 4.00% Open Now
Business 15-Month CD1 $500 and up 5.01% Open Now
Business 24-Month CD $500 and up 3.75% Open Now
Business 36-Month CD $500 and up 3.75% Open Now
Business 60-Month CD $500 and up 3.50% Open Now
Business 24-Month Jump Up CD $500 and up 3.65% Open Now
Business 36-Month Jump Up CD $500 and up 3.60% Open Now
Last Updated May 1, 2024. 

APY(s) = Annual percentage yield(s) accurate as of May 1, 2024.  Certificate will renew at prevailing rate upon maturity. Offers subject to change without notice. Subject to approval. Certain restrictions may apply. Fees may reduce earnings on these account(s). Early withdrawal penalties may apply. Certificates earn dividends. Federally insured by NCUA.

1Upon maturity, certificates will roll over into a 12-month certificate at prevailing rate. Rates valid until May 30, 2024.

*30-day rate adjustment offer only valid on 10-month and 15-month promotional certificates opened on or after September 26, 2023. Eligible Members must contact Vantage West within 30 days of opening their original certificates to request rate adjustment. Rate adjustment will take effect on the requested date and will not be retroactive. Term of certificate will restart on the day of the newly opened certificate. Any dividends earned on the previous certificate will be forfeited. No penalties or fees will be applied upon adjustment. Eligible certificates may only be adjusted once.