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Need advice on how to manage your money? Explore the Vantage West blog to find helpful information on everything from paying for a wedding through funding your retirement. Let us be your guide on the path toward complete financial literacy.

About Vantage West


Vantage West helps our members and communities thrive by offering personal and business financial services. We strive to provide our members with the personalized service, knowledge and honesty they deserve in a financial partner. And while we're proud to be among the largest credit unions in Arizona, our community impact continues to be our proudest achievement: local decision-making, local investment. Find out how to become a member today.
Not a member? Open Your Account today!

Membership is open to anyone who lives, works, worships, attends school or volunteers in (as well as all businesses located in) these geographic areas…

Pima, Pinal, Cochise, or Maricopa Counties
Gila River Indian Community Reservation
Arizona’s “Copper Basin” Area

Learn More Switch To Vantage West

Your Loan Officer will provide personalized service to help you find the loan that’s right for you. And Vantage West’s quick, local decisions help you move-in faster to begin your new, exciting chapter.

•  Get pre-approved in minutes
•  Most loans close within 30 days
•  Local underwriting
•  Local servicing for most loans
•  VA, FHA, and specialty loans
•  60-, 90-, 135-day rate lock options
•  Low fees

Continue through our pathway to homeownership to see what waits for you. If you come up with any questions while you explore your options, please feel free to contact us.

Mortgage Process

Whether you’ve purchased a home before or not, you deserve an experience that’s easier, faster and altogether more clear. That’s why we summarized our mortgage process into six simple steps. Get your ducks in a row by following our mortgage roadmap and you’ll be closing your loan in no time.

Meet Our Loan Officers

Rather than sending our loans out to other states, Vantage West aims to keep it local. We find that having community-minded loan officers leads to better service, with your specific needs being met. Our team strives to find you exactly what you’re looking for so we can together create vibrant communities.

Check Rates

We don’t want you to go blindly into the home-buying process. That’s why our Loan Consultant feature determines the products and rates that match your needs. Take the guesswork out of buying a home by answering a few questions about what type of home loan you desire.

Mortgage Calculators

You wouldn’t buy a car without knowing the price, so we don’t expect you to commit to a buying a home without knowing the cost. Try this handy refinance calculator to determine the full costs of purchasing a new home.

Apply

You’ve done the research, checked our rates, met our Loan Officer team. If you’ve decided that it’s time to buy a home, you’ve come to the right place. We created a simplified application process that takes 15-20 minutes to complete. Create a login to instantly check the status of your application.

Home Equity Loans

Home equity (HELOC) loans serve as a powerful tool to provide you with extra funds by tapping your home’s built-up value. Vantage West offers HELOC loans1 starting at $10,000 for qualifying homeowners with rates starting at 5.50% variable APR2. To qualify, your property must be located in Arizona and be owner-occupied, along with being your primary residence.

Disclosures

You may be requested to provide additional documentation. Loans subject to approval. Mortgage options subject to change without notice. Certain other restrictions and fees may apply. Rate based on creditworthiness. Property insurance is required. Program may change at any time without notice. Payment example: $150,000 mortgage for 30 years at 4.25% (4.642% APR), will result in a monthly payment of $737.91. Taxes and insurance are not included, therefore the actual payment will be greater. Example rate shown is current as of 12/01/2017 and is subject to change. 

1$50.00 annual fee. Rate based on LTV and creditworthiness. Property insurance is required.

2Variable rate maximum: 17.99%

Online Banking
If you are logging in for the first time (or if it has been 6 months since your last log in), use temporary credentials in the box to the right. Once in, you’ll be prompted to set up new credentials. 

  1. Temporary USERNAME:
    Vantage West Member #
  2. Temporary PASSWORD:
    Last 4 digits of primary account holder’s social security #
    (For business accounts, use the last 4 digits of the business’s EIN.)
  3. Once in, follow prompts to create a new Username & Password. For future logins, use your new credentials.