Own Your Balance.

Vantage West offers the same everyday banking essentials the big banks do but with one key advantage, we are Member-owned.

Ownership has benefits.

Big Banks
Vantage West
Exist to enhance the wealth of their shareholders
Exists to serve our Members-Owners
Generally charge higher rates and fees
Generally offers the best rates
Most of the economic benefits flow out of the local community
4x more money stays here in Arizona
Provide much of the customer service and loan processing out-of-state or country
Local customer service, local decision makers, local understanding of the community’s needs
Make loan decisions based on numbers without regard to the individual circumstance
Makes decisions based on the unique situation of each and every Member
Board members are chosen by elite majority shareholders with no input from you
You elect our Board of Directors and can raise direct concerns as a Member-Owner
Keeps most profits as executive bonuses and dividends on stocks
Uses profits to increase Member benefits and support community causes

Big Banks

Exist to enhance the wealth of their shareholders

Vantage West

Exists to serve our Members-Owners

Big Banks

Generally charge higher rates and fees

Vantage West

Generally offers the best rates

Big Banks

Most of the economic benefits flow out of the local community

Vantage West

4x more money stays here in Arizona

Big Banks

Provide much of the customer service and loan processing out-of-state or country

Vantage West

Local customer service, local decision makers, local understanding of the community’s needs

Big Banks

Make loan decisions based on numbers without regard to the individual circumstance

Vantage West

Makes decisions based on the unique situation of each and every Member

Big Banks

Board members are chosen by elite majority shareholders with no input from you

Vantage West

You elect our Board of Directors and can raise direct concerns as a Member-Owner

Big Banks

Keeps most profits as executive bonuses and dividends on stocks

Vantage West

Uses profits to increase Member benefits and support community causes

$ 0 0 , 0 0 0 , 0 0 0

In direct financial benefits to our Members over the big banks.1

That's $172 per household.

The truth about credit unions.

What the banks don’t want you to know.

Your money is insured. Instead of being covered under FDIC, your deposits are covered under the National Credit Union Administration (NCUA), which insures deposits up to $250,000, the same amount as the FDIC. It’s a different name but the same function.

Your money is easy to access. No we don’t have thousands of branches like some of the big banks do, but we are part of a Shared Branching Co-op Network allowing you to make withdrawals, deposits, loan payments and transfers between accounts at most other credit unions.

Our digital banking is sophisticated. Most of the same technological benefits you’ve come to expect from banks you can expect from us. Mobile deposits, bill pay, easy transfers, access to your statements 24/7, fraud detection and security, and the ability to redeem rewards at your fingertips.

We offer the same banking essentials, from checking to savings, credit cards to loans, investing and even insurance. We offer both the Personal and Banking business services the average person needs, often with better terms than the banks, and all the benefits of ownership.

Plus, Membership comes with these additional perks.

Annual Skip-A-Payment

Choose to skip a payment on your Vantage West loan (one per year, per loan)

AutoSmart

Sponsored by CU Direct, this site allows you to research vehicles, read reviews, estimate payments and more.

Community Stories & Resources

We foster community and commerce amongst our Members and their connections.

Identity Theft & Fraud Education

Helpful information about avoiding the latest scams and news alerts.

IRS Direct

Get your money as soon as it becomes available by setting up direct deposit for your IRS tax refund.

Overdraft Protection

It’s important to keep your credit & reputation safe. Consider setting up overdraft protection.

Refer-a-Friend Program

We’ll reward you $50 for every new account opened when you refer someone you know.

TruStage Insurance Products

No-cost AD&D coverage, plus access to Home/Auto and Life.

Visa Checkout

Have a Vantage West Visa card? Enroll in this service to make your online payments safe, simple and fast.

SimpliSafe Home Security

Receive discounts on SimpliSafe home security systems.

Get Away Today

Exclusive discounts on vacations for our Members.

Stop letting banking just happen to you.
Become a Member-Owner of Vantage West.

OPEN AN ACCOUNT
Disclosures

All loans, products, and services subject to approval. Offers subject to change without notice. Membership required. Certain restrictions may apply. Federally insured by NCUA.

1 Source: Credit Union National Association Member Benefits Report (2023). Estimated savings in direct financial benefits when compared to Arizona banks.