Business Checking

Federally insured by NCUA

Vantage West Business Checking offers you three flexible account options based on your business needs, provided by a partner who understands the unique complexities of our community. All accounts include:

  • Free online bill pay
  • Easy exporting to QuickBooks*
  • Free Basic Cash Management package
  • No cash-processing fees

We also provide Interest on Lawyers’ Trust Accounts (IOLTAs), geared specially for attorneys in Southern Arizona. Check out the comparison chart below to see which account is right for you.

Select Business Checking 

  • Dividends paid on average daily balance 
  • First 300 transactions fees waived per month 
  • Monthly service fee waived for the first two months 
  • No balance requirement 
  • Easily export to QuickBooks* 
  • No monthly service fees with average daily balance of $1,500, or 10 or more business debit or credit card transactions per month, or $15,000 combined business balances 
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Premier Business Checking 

  • Dividends paid on average daily balance 
  • First 500 transactions fees waived per month 
  • Monthly service fee waived for the first two months 
  • No balance requirement 
  • Free cashier's checks 
  • Up to 2 additional checking accounts with no monthly service fee 
  • Easily export to QuickBooks* 
  • No monthly service fees with average daily balance of $10,000, or maintain $35,000 in combined business balances (ex: checking, savings, credit), or make $1,000 in net purchases per month on VWCU Business debit or credit card 
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Community Business Checking 

  • Only open to non-profit business and organizations, or unincorporated associations 
  • Dividends paid on average daily balance 
  • First 150 transactions fees waived per month 
  • Monthly service fee waived for the first two months 
  • No balance requirement 
  • Easily export to QuickBooks* 
  • No monthly service fees with average daily balance of $500 and be enrolled in eStatements 
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Account Features Select Business Checking Premier Business Checking Community Business Checking
Min. Opening Deposit $100 $100 $100
Monthly Service Fee $10 (waived for first 2 months) $20 (waived for first 2 months) $5 (waived for first 2 months)
How to Get Service Fee Waived Maintain a $1,500 average daily balance - OR - 10 or more business debit or credit card transactions per month -OR - $15,000 combine business balances Maintain a $10,000 average daily balance - OR - maintain $35,000 in combined business balances (ex: checking, savings, credit) - OR - make $1,000 in net purchases per month on VWCU Business debit or credit card Maintain a $500 average daily balance AND eStatements
No Cash-processing Fees
Earn Dividends Based on Average Daily Balance
Export to QuickBooks*
3 Free Non-VWCU ATM Fees Per Month1 No
Transaction Fees Per Month First 300 are free; 301 and up: $0.10 each; no cash limit First 500 are free; 501 and up: $0.10 each (Option of 200 additional transactions for $10/month); no cash limit First 150 are free; 151 and up: $0.10 each; no cash limit
Free Basic Cash Management Package
Balance Requirement None (Dividends paid monthly on average daily balance) None (Dividends paid monthly on average daily balance) None (Dividends paid monthly on average daily balance)
Free Cashier's Checks No No
Up to 2 Additional Checking Accounts with No Monthly Service Fee No No
Interested in an account? Open Now Open Now Open Now
Last Updated June 1, 2024. 

Disclosures

Subject to approval. Credit union Membership required. Certain restrictions may apply.  Federally insured by NCUA.  1 Vantage West fee only.  2Excludes Visa.

*QuickBooks is a registered trademark of Intuit, Inc.