Federally insured by NCUA
Vantage West Business Checking offers you three flexible account options based on your business needs, provided by a partner who understands the unique complexities of our community. All accounts include:
- Free online bill pay
- Easy exporting to QuickBooks**
- Free Basic Cash Management package
- No cash-processing fees
We also provide Interest on Lawyers’ Trust Accounts (IOLTAs), geared specially for attorneys in Southern Arizona. Check out the comparison chart below to see which account is right for you.
Select Business Checking
- Dividends paid on average daily balance
- First 300 transactions fees waived per month
- Monthly service fee waived for the first two months
- No balance requirement
- Easily export to QuickBooks**
- No monthly service fees with average daily balance of $1,500, or 10 or more business debit or credit card transactions per month, or $15,000 combined business balances
Premier Business Checking
- Dividends paid on average daily balance
- First 500 transactions fees waived per month
- Monthly service fee waived for the first two months
- No balance requirement
- Free cashier's checks
- Up to 2 additional checking accounts with no monthly service fee
- Easily export to QuickBooks**
- No monthly service fees with average daily balance of $10,000, or maintain $35,000 in combined business balances (ex: checking, savings, credit), or make $1,000 in net purchases per month on VWCU Business debit or credit card
Community Business Checking
- Only open to non-profit business and organizations, or unincorporated associations
- Dividends paid on average daily balance
- First 150 transactions fees waived per month
- Monthly service fee waived for the first two months
- No balance requirement
- Easily export to QuickBooks**
- No monthly service fees with average daily balance of $500 and be enrolled in eStatements
| Account Features | Select Business Checking | Premier Business Checking | Community Business Checking |
|---|---|---|---|
| Min. Opening Deposit | $100 | $100 | $100 |
| Monthly Service Fee | $10 (waived for first 2 months) | $20 (waived for first 2 months) | $5 (waived for first 2 months) |
| How to Get Service Fee Waived | Maintain a $1,500 average daily balance - OR - 10 or more business debit or credit card transactions per month -OR - $15,000 combine business balances | Maintain a $10,000 average daily balance - OR - maintain $35,000 in combined business balances (ex: checking, savings, credit) - OR - make $1,000 in net purchases per month on VWCU Business debit or credit card | Maintain a $500 average daily balance AND eStatements |
| No Cash-processing Fees | |||
| Earn Dividends Based on Average Daily Balance | |||
| Export to QuickBooks** | |||
| 3 Free Non-VWCU ATM Fees Per Month1 | No | ||
| Transaction Fees Per Month | First 300 are free; 301 and up: $0.10 each; no cash limit | First 500 are free; 501 and up: $0.10 each (Option of 200 additional transactions for $10/month); no cash limit | First 150 are free; 151 and up: $0.10 each; no cash limit |
| Free Basic Cash Management Package | |||
| Balance Requirement | None (Dividends paid monthly on average daily balance) | None (Dividends paid monthly on average daily balance) | None (Dividends paid monthly on average daily balance) |
| Free Cashier's Checks | No | No | |
| Up to 2 Additional Checking Accounts with No Monthly Service Fee | No | No |
Disclosures
Subject to approval. Credit Union Membership required. Certain restrictions may apply. Federally insured by NCUA.
**QuickBooks is a registered trademark of Intuit, Inc.
1 Vantage West fee only. 2Excludes Visa.
Subject to approval. Credit union Membership required. Certain restrictions may apply. Federally insured by NCUA.