The Benefits of More Rewards

Earn Rewards On Top Of Rewards
  • Points earned on all qualifying cards (debit and credit) issued under the same account number are automatically combined for you
  • All credit and qualifying debit cards are automatically enrolled in Vantage West Rewards
  • Check your point balance and redeem points online at
  • Point information is included in your monthly account statement
  • As long as you make 1 qualified purchase with your card every 2 years your earned points will not expire2
  • Your Vantage West Reward points are connected to your Vantage West account number, not your card number. This means previously earned points are never lost or need to be transferred – even if your card is blocked, lost or stolen

Connect Rewards Visa Signature

  • 5% cash rewards per $1 on category of your choice3
  • 3% on gas, 2% on groceries and 1% on all other purchases3
  • No application fee
  • No annual fees
  • No balance transfer fees4
  • Available funds can be transferred to a share ID through Online Banking, Mobile App or PhoneBank
  • Auto Collision Damage Wavier, Travel Accident Insurance, Travel & Emergency Assistance
  • Hotel Theft Protection
  • Warranty Manager
  • Balance inquiries and payments can be made through Online Banking, Mobile App or PhoneBank
  • The Connect Visa also earns points

Premium Rewards Checking

  • Rewards points (1 for every $5 spent) on qualifying purchases with your Vantage West Visa Debit card
  • Dividends paid on all balances
  • Low $20 opening deposit requirement
  • Option to purchase FraudScout ID protection and monitoring services<sup>5</sup>
  • Unlimited withdrawals at Vantage West ATMs
  • Reimbursement of surcharge fees at non-Vantage West ATMs up to $7/month
  • No monthly service fees with minimum daily balance of $3,000, or combined average daily balance in all deposit accounts of $10,000 or monthly net direct deposit of $750<sup>6</sup>

Some products and services are subject to approval. Membership required. Certain restrictions may apply. Federally insured by NCUA. Rewards Terms and Conditions.

¹On “Qualifying Purchases.” A Qualifying Purchase is non-pin merchant transaction. We reserve the right to determine at our sole discretion whether a particular transaction is a Qualifying Purchase or to include or exclude other charges from the definition of Qualifying Purchases.

²Gifted points expire 1 year from the date the points are gifted or purchased. Bonus points expire 1 year from the date they are awarded.

³Capped at $1,500 spend in qualifying purchases quarterly.

4A Foreign transaction fee of up to 1% applies to certain international transactions.

5Service is not automatic and enrollee must complete all enrollment steps before receiving any FraudScout benefits. Must be 18 years or older with a valid Social Security Number, email address, and access to the internet. See FraudScout Terms and Conditions for additional information.

6Premium Rewards Checking service fee (without qualifying waiver) is $12 per month. If you converted from a Premium Checking to Premium Rewards Checking account the fee waiver through a first mortgage is grandfathered in if the mortgage was funded before Nov. 5, 2018.