Direct Deposits, Electronic Payments & Wire Transfers


Direct deposit allows you to deposit paychecks, social security checks, and even tax refunds directly into your Vantage West accounts. Access your funds without ever needing to deposit the checks yourself! Electronic payments can be set up for things like paying bills, paying other people, or moving money.

Setting Up Direct Deposits & Electronic Payments


For direct deposits to (or electronic payments from) a checking account, you’ll need to provide your employer…

Vantage West’s Routing & Transit #: 322174708 and your checking account’s ACH number. You can find this 14 digit number on your checks.

No check?
Find your checking account’s ACH number in Online Banking.

  1. Log in.
  2. Select your checking account.
  3. Click “See account details.”

For direct deposits to (or electronic payments from) a savings account, you’ll need…

  • Vantage West’s Routing & Transit #: 322174708 and
  • your savings account’s ACH number.

Find your savings account’s ACH number in Online Banking:

  1. Log in.
  2. Select your savings account.
  3. Click “See account details.”

How to Wire Money to Your Vantage West Account

Intermediary Bank: Catalyst Corporate Federal Credit Union
Intermediary Bank Routing Number: (IRC) 311990511
Intermediary Bank Address: 6801 Parkwood Blvd Plano, TX 75024
Instructions for Intermediary Bank: FFC to Vantage West Credit Union; 322174708

Beneficiary Bank Name: Vantage West Credit Union
Beneficiary Routing Number: (IRC) 322174708
Beneficiary Bank Address: 2480 N Arcadia Ave Tucson, AZ 85712

Beneficiary Name: Your Name
Beneficiary Account Number: Member # and Share ID
Beneficiary Address: Your Address

How to Wire Money From Your Vantage West Account

  1. Gather the wire instructions from the recipient institution
  2. Go to a Vantage West branch at least 30 minutes before the transfer cutoff time
    1. Domestic wire transfer cutoff time is 1:00pm for same day processing. Wires received after this time will be processed the next day.
    2. International Wire transfers are only accepted M-F by the wire cutoff time of 12:00pm. International wire transfers may not be initiated after the cutoff time or on Saturdays.

Wire Transfer Fees

Wire Transfer Inbound Outbound
Domestic $0 $25.00
International $11.00 $100.00*
Last Updated June 1, 2024. 

*Additional international fees may apply