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Subject to approval. Certain restrictions may apply. Offer, benefits, and perks are subject to change. Member not eligible for multiple cash incentives.

1. To qualify for the $100 bonus you must open a new Essential or Premium Rewards checking account and have a direct deposit of $500.00 into the new checking account within 60 days of account opening. $100 cash bonus will be deposited to the share account within 30 days of the date the last qualifying requirement is met. $100 is considered a bonus and is subject to IRS reporting.

2. To qualify for the 10,000 Reward Points ($100 cash value), you must open a Premium Rewards checking and complete each of the following within 60 days of account opening: have a direct deposit into that new checking account of $500 or more and complete 1 debit card transaction on the new checking account (transaction must be completed with the debit card). The 10,000 rewards points will be credited to your rewards account within 30 days of the date the last qualifying requirement is met. Checking account must remain open for at least 6 months. If it is closed within 6 months of the open date you may be responsible for reimbursement of any bonus awarded. Account must be in good standing at time the bonus is awarded. Limit one new checking account per Membership. Offers valid for new checking accounts only. Minimum opening deposit of $20.00. See Vantage West Rewards terms and conditions for details and restrictions of the Rewards program.

3. For first automobile loan only. Discounted auto rate must be asked for at time of application.