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Paying Debt vs. Investing Calculator

Should you use your extra money to pay down debt or put into an investment? Generally, it’s advisable to invest only if the return on investment would exceed your cost of debt. Explore how your rate of return could compare to your cost of debt, taking taxes into account.

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Disclosures

APY(s) = Annual percentage yield(s). Offer subject to change without notice. Subject to approval. Certain restrictions may apply. Federally insured by NCUA.