Personal Loans for All Credit Types

Our personal loans make it simple for you to handle things like unplanned expenses, building (or rebuilding) your credit, or managing your finances.

Personal Loans

Signature Loans

Consider a Signature Loan if you’re looking to consolidate high-interest credit cards and have one low payment.  We offer a fixed-interest rate — based on your current financial situation and previous credit performance.

  • Unsecured (no collateral) for up to $20,000
  • Available from $500
  • Low payments with terms up to 60 months
  • No application fee
  • No prepayment penalty

Payment example: A loan of $10,000 for 60 months at 10.00% APR will have a monthly payment of $212.54

Rates accurate as of Tuesday, October 24, 2017:

Annual Percentage Rate (APR)

9.50% – 26.00% Fixed

Share-Secured Loans

If you need money for a necessary purchase but don’t want to deplete your savings, consider a share-secured loan.

These loans are also great ways to build your credit!
Share-secured loans allow you to borrow against your Vantage West share account to receive a loan.  Whether you opt for fixed-rate or variable-rate financing, your monies are placed “on hold” until the loan is paid off.

  • Available from $500
  • No annual fee
  • No application fee