Jump-Up Certificates (CDs)

At Vantage West, we want you have the opportunity to take advantage of the best available rates. This is why we offer Jump-Up Certificates (CDs) that allow you to “jump” to a higher rate if the rates rise after you open an account.

Federally insured by NCUA

If the rate goes up, you go with it. You can jump up to a higher rate once during the certificate’s term. This makes opening a CD today less risky because you are not locked into that rate for the term of the CD. Jump-Up CDs are the best of both worlds, steady and safe returns today, with the possibility of higher rates in the future. We offer 24-month and 36-month terms with competitive rates.

  • Minimum deposit to open is $500; no maximum
  • Dividends compounded every month and at maturity
  • No monthly service fee with eStatements
  • Convenient Online Banking, PhoneBank, and Mobile Banking
  • Insured up to $250,000 by NCUA

An investment in a Certificate (CD) can deliver liquidity, it can protect principal, it can add diversification to a portfolio, and it can be a welcome refuge for assets if stocks enter a bear market. See all the CDs that we offer.

Type Minimum Balance APY
24 MONTH STANDARD JUMP-UP CERTIFICATE (CD) $500 – and up Up to 3.91% APY
Last Updated April 1, 2024. 

APY(s) = Annual percentage yield(s) accurate as of April 1, 2024. Offer subject to change without notice. Subject to approval. Certain restrictions may apply. Certificates earn dividends. Fees may reduce earnings on these account(s). Early withdrawal penalties may apply. Federally insured by NCUA.