1. Starting college can be one of the most exciting, scary, frustrating, and revelatory times in a young person’s life. While you’re having to adjust to the rigors of university-level work, you’re also expected to magically become an adult at the same time. Oftentimes, academia and social lives become so prevalent that it’s easy to overlook […]
  2. On May 22, 2018, the House of Representatives passed the Economic Growth, Regulatory Relief, and Consumer Protection Act in a strong bipartisan vote. For banks and credit unions with less than $10 billion in assets, this is a blessing that will benefit the people and businesses here in Southern Arizona. Tailoring regulatory requirements to suit […]
    Aug 17, 2018
    3 min read
  3. Going back to at least the 1950s, starter homes have been one of the best ways for families to initiate their homeownership journey. While there’s no specific definition, starter homes generally feature one to two bedrooms and are priced under $200,000 according to Trulia. Due to the crippling effects of the Great Recession, starter homes […]
    Aug 6, 2018
    3 min read
  4. Over the past few years, shopping local has become a rallying cry for those looking to bolster their own communities. People have discovered that when spending remains in the community, more money is circulated throughout the local economy, creating more businesses, more jobs, and more prosperity. Even though the “shop local” trend has caught on with […]
  5. Spring has arrived and with that comes peak home buying season. It’s the busiest time for homebuyers, as people come out of their winter hibernation and start exploring what’s available on the market. Prices are climbing, inventory is moving quickly Since spring is such a magnet for interested homebuyers, competition is fierce. Inventory, or the […]
    Mar 23, 2018
    5 min read
  6. How do certificates (CDs) grow? A well-planned CD strategy can be an effective savings tool. CDs can generate benefits and preserve wealth. Here are tips to make it work for you. Diversify You can diversify your CD portfolio just like your other investment portfolios, such as stocks. You can invest in multiple CDs with various terms. […]
    Mar 12, 2018
    2 min read
  7. The Federal Reserve raised the federal funds interest rate three times in 2017 from 1.00% to 1.50%, signaling an environment where some believe rates will continue to rise. This is potentially good news for investors who may feel uneasy with the volatility of the stock market. An investment in a Certificate (CD) can deliver liquidity, […]
    Mar 5, 2018
    2 min read
Disclosures

Certificates earn dividends.