Take advantage of rates as low as 8.25% APR.

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Visa® Credit Card

Visa’s multiple layers of security provide members with an extraordinary level of protection.  Feel safe & confident when using your Visa card. Plus, access cash worldwide from Visa ATMs anywhere you see a Visa or PLUS logo.*

Share-Secured Credit Card

If you’re looking for a secure way to build your credit, this card might be for you!  Conveniently use this card to make purchases and transfer balances. Your credit limit is determined by the amount of money in your Vantage West share account.

  • Earn rewards points with the ScoreCard® Rewards program
  • Extraordinary level of protection
  • Access cash from Visa ATMs anywhere you see a Visa or PLUS logo.*
  • No cash advance fees
  • No balance transfer fees
  • No application fee
  • Can be used as overdraft protection
  • Convenience checks available
  • Lines of credit from $500 – $20,000
  • Apply for a credit limit up to the amount currently in your Share account
  • Your credit limit is put “on hold,” but you continue to earn interest on those funds
  • Access cash from Visa ATMs anywhere you see a Visa or PLUS logo.*
  • No fee cash advances anywhere you see a Visa or PLUS logo
  • No application fee
  • A great way to build/rebuild credit
  • Lines of credit from $500

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Protect Your Credit

If a protected-life event happens to you (and you’re a protected borrower/co-borrower on a loan), DebtGuard will cancel or reduce repayment of your loan debt.  (Protected life events include loss of life (including those caused by acts of war), disability (including those caused by acts of war), and involuntary unemployment.)

Already Have a Card with Us?

Subject to approval. Card type and APR based on creditwor­thiness. Rate subject to change. Certain restrictions may apply.

*Visa card holders with international transactions (such as US-dollar online purchases from a foreign country, or transactions enacted in a foreign country) will be charged, by Visa, an International Service Assessment (ISA), which is currently 1.0% for multi-currency transactions and 0.8% for single currency transactions. Loans subject to approval.