Take advantage of an amazing introductory rate now and enjoy an unbelievable standard rate later.

 

Visa® Credit Card

With incredible features and Visa’s multiple layers of security, this credit card will provide you with an extraordinary level of protection and outstanding shopping experiences.  Access cash worldwide from Visa ATMs anywhere you see a Visa or PLUS logo.*
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  • No-fee cash advances
  • No balance transfer fees
  • Use as overdraft protection
  • Earn rewards
  • No application fee
  • Lines of credit from $500
 LessIsMore_Rates

Visa Share Secured Credit Card

If you are looking for a way to build credit, this card might be for you!  Its limit is determined by the amount of money in your Vantage West share / savings account.
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Card design might differ from photo.
  • Credit limit is put on hold, but you continue to earn interest
  • Access cash from Visa ATMs worldwide*
  • No-fee cash advances
  • No application fee
  • Lines of credit from $500

ACT NOW
Complete a Visa Card Application »

 

Already Have a Card with Us?

Protect Your Loan

If a protected-life event happens (and you’re a protected borrower or co-borrower on the loan), DebtGuard will cancel or reduce repayment of your loan debt.

 

RATES & TERMS »

Microsoft Word - July 2016 VISA Application and Solicitation Dis

RATES & TERMS (intro rate) »

Card type and APR are based on creditworthiness. Introductory rates are 2.99% APR or 4.99% APR. Standard rates after six month introductory period are 8.50% APR or 10.50% APR. Rates are variable and are subject to change. All loans are subject to credit approval. Certain restrictions may apply. Limited time offer. A foreign transaction fee of up to 1% applies to certain international transactions. There is no annual fee for the Platinum or Gold credit cards. Promotion offered only for new Platinum or Gold Visa credit cards and does not apply to increases, conversions or re-opening of a closed credit card. An annual fee of $25.00 applies to the Classic credit card.

*Visa card holders with international transactions (such as US-dollar online purchases from a foreign country, or transactions enacted in a foreign country) will be charged, by Visa, an International Service Assessment (ISA), which is currently 1.0% for multi-currency transactions and 0.8% for single currency transactions.