High Yield Money Market
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Federally insured by NCUA
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Membership is open to anyone who lives, works, worships, attends school or volunteers in (as well as all businesses located in) these geographic areas…
Pima, Pinal, Cochise, or Maricopa Counties
Gila River Indian Community Reservation
Arizona’s “Copper Basin” Area
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Savers willing to commit greater balances can earn higher dividends (with tiered rates) than the Premium Share.
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|Account Features||Super Saver for Kids2||Regular Savings||Premium Savings||High Yield Money Markets|
|Minimum Opening Deposit||$5||$5||$500||$10,000|
|Available as Overdraft Source|
|Checks Available||Yes (up to 6 per month)||Yes (up to 6 per month)|
|Rates (tier 1)||1.00% Annual Percentage Yield (APY) (up to $1,000.00)||0.05% Annual Percentage Yield (APY)||3 Up to 0.30% Annual Percentage Yield (APY) ($500 - $9,999.99)||3Up to 0.30% Annual Percentage Yield (APY) ($500 - $99,999.99)|
|Rates (tier 2)||0.10% APY (over $1,000.00)||3Up to 0.45% APY ($10,000 and up)||3Up to 0.55% APY ($100,000 - $124,999.99)|
|Rates (tier 3)||3Up to 0.75% APY ($125,000.00 and up)|
APY(s)=Annual Percentage Yield(s) accurate as of July 1, 2020. Rates are variable and subject to change. Offer subject to change without notice. Subject to approval. Certain restrictions may apply. Fees may reduce earnings on these account(s). Early withdrawal penalties may apply. Federally insured by NCUA. 1When made at Vantage West ATMs. 2 The Annual Percentage Yield will be calculated by applying one or more dividend rates to multiple balance ranges as set forth above. The dividend rate for each balance range will apply to your account balance within each particular deposit balance range and not the entire account balance. When children turn 18, Super Saver accounts will convert to Regular Savings accounts. The Super Saver Account is subject to the same withdrawal and transfer limitations as the Regular Share Account. There is a limit of one (1) Super Saver Account per primary member.
3Tiered balances earn tiered rates. Rates shown are based on Relationship Rates which have the following eligibility requirements: 1. Have a qualifying open Vantage West consumer checking account,
2. Have a total monthly direct deposit of at least $750/month to accounts under the same Membership account 3. Keep an aggregate loan and/or deposit balance of at least $10,000 in the same Membership account. Accounts that do not meet the eligibility requirements receive a lower APY. Relationship Rates, conditions, and benefits are subject to change without notice. Business Accounts and IRA CDs are not eligible for Relationship Rates.
Online Banking If you are logging in for the first time (or if it has been 6 months since your last log in), use temporary credentials in the box to the right. Once in, you’ll be prompted to set up new credentials.