Search through our services, articles, help topics, locations and more.
Membership is open to anyone who lives, works, worships, attends school or volunteers in (as well as all businesses located in) these geographic areas…
Pima, Pinal, Cochise, or Maricopa Counties
Gila River Indian Community Reservation
Arizona’s “Copper Basin” Area
Not sure if a Credit Union is right for you?
Click Here to learn about Credit Unions and who they can benefit.
In the United States, higher education has become a necessary step to succeeding in the workforce. It’s also become a more expensive step. Tuition for in-state public universities rose 237 percent since 1997 as the job market now demands a university-level education to even be considered for a position. Many young people don’t think about how they will pay for college and instead rely on expensive private loans saddling them with piling debt. At Vantage West, we seek to guide you to a financial future full of prosperity and opportunity. The first step to getting there is a secure plan. That’s why we offer a host of financial products that help students and their families start saving early for education costs. Read on to see how you can finance your educational journey.
Vantage West partners with Earn to Learn, a nonprofit program helping low-income individuals save for college. Qualified students enrolled with Earn to Learn can open a matched savings account, also referred to as an Individual Development Account (IDA). You set a monthly savings goal with an Earn to Learn financial counselor and start saving. Meanwhile, Earn to Learn applies an 8:1 match to your savings. These funds are then applied to your chosen college or university tuition.
IDAs can only be opened by eligible students who have applied to and been enrolled in the Earn to Learn program.
A high-yield account set up for the purpose of saving for higher learning expenses for a designated beneficiary under the age of 18:
*Consult your tax advisor about Coverdell Education Savings Account eligibility, contributions, qualifications, and early withdrawal penalties. Maintenance fees may apply. Subject to approval. Certain restrictions may apply. Early withdrawals, fees,and other conditions could reduce the earnings on the account. Credit union Membership required. Accounts federally insured to at least $250,000 by the National Credit Union Administration.
Online Banking If you are logging in for the first time (or if it has been 6 months since your last log in), use temporary credentials in the box to the right. Once in, you’ll be prompted to set up new credentials.