Specialty Loans

Unique loans for unique people. Find out if your profession might be considered for a Specialty, Physician, or Hero Loan at Vantage West. Learn more below or for more information, call 520-751-7072.

Physician Fixed Rate*

Vantage West offers a high loan-to-value mortgage program designed specifically for Arizona physicians. These loans are only available for qualified medical professionals and include up to 92% loan-to-value without private mortgage insurance. Any individual licensed or registered as a Medical Doctor (MD) or Doctor of Osteopathy (DO) or with a Doctors of Philosophy (PhD) in any discipline.

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Hero Fixed Rate*

The Heroes mortgage program is designed to meet the needs of the dedicated members of our community. These loans include up to 92% loan-to-value and do not require private mortgage insurance. Qualified individuals include any employee of local, state or federal municipality or government, nurses and teachers, or professors.

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Professionals Fixed Rate

The Professionals Mortgage program provides a high loan-to-value ratio designed to meet the needs of certain professional service providers. Like our other specialty loans, this program does not require mortgage insurance. Qualified professionals include any person with a four year college degree or higher or possessing Vice President, President or Chief in their current position with their employer.

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Disclosures

Restrictions may apply. *Purchase loan only. Payment Examples: A no MI fixed 10 year $200,000 loan with a rate of 3.50% APR and 750 credit score would create a monthly mortgage P&I of $1,977.00.  A no MI fixed 15 year $200,000 loan with a rate of 3.625% APR would create a monthly mortgage P&I of $1,442.00. A no MI fixed 20 year $200,000 loan with a rate of 4.00% APR would create a monthly mortgage P&I of $1,212.00. A no MI 30 year loan with a rate of 4.250% APR would create a monthly mortgage P&I of $984.00. An $115,000 5 year Balloon Land loan of with a 710 FICO score with a rate of 9.50% APR would create a monthly mortgage P&I of $1,201.00. Payment examples do not include taxes or insurance and your actual payment obligation will be higher.