Refinance your Home
Lower payments are right around the corner. We make our refinancing process as simple as possible to allow you the greatest flexibility in repaying your loan.
Vantage West provides financial guidance and puts a spotlight on our local communities so our members can be more responsible and engaged. Let us be a partner to your financial success.
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Membership is open to anyone who lives, works, worships, attends school or volunteers in (as well as all businesses located in) these geographic areas…
Pima, Pinal, Cochise, or Maricopa Counties
Gila River Indian Community Reservation
Arizona’s “Copper Basin” Area
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We pride ourselves on retaining a local mortgage team who understands the needs of our surrounding communities. Enjoy first-rate service that seeks to find a loan that fits with your financial and lifestyle needs.
With refinancing, you can:
Learn more about the mortgage process and current rates, and apply for a Vantage West home loan refinance today.
Whether you’ve refinanced before or not, you deserve an experience that’s easier, faster and altogether more clear. That’s why we summarized our mortgage process into simple steps. Get your ducks in a row by following our mortgage roadmap and you’ll be closing your loan in no time.
Rather than sending our loans out to other states, Vantage West aims to keep it local. We find that having community-minded loan officers leads to better service, with your specific needs being met. Our team strives to find you exactly what you’re looking for so we can together create vibrant communities.
We don’t want you to go blindly into the refinancing process. That’s why our Loan Consultant feature determines the products and rates that match your needs. Take the guesswork out of refinancing by answering a few questions about your current home to find our current rates.
If you decided that now is the time to refinance, then you’ve come to the right place. We created a simplified process for refinancing your home that takes 15-20 minutes to complete. Create a login to instantly check the status of your refinance application.
You may be requested to provide additional documentation. Loans subject to approval. Mortgage options subject to change without notice. Certain other restrictions and fees may apply. Rate based on creditworthiness. Property insurance is required. Program may change at any time without notice. Payment Examples: A 15 year loan with a rate of 3.375% APR would create a monthly mortgage P&I of $1,418.00. A 20 year loan with a rate of 3.625% APR would create a monthly mortgage P&I of $1173.00. Payment examples do not include taxes or insurance and your actual payment obligation will be higher.
Online Banking If you are logging in for the first time (or if it has been 6 months since your last log in), use temporary credentials in the box to the right. Once in, you’ll be prompted to set up new credentials.