Refinance your Home

Lower payments are right around the corner. We make our refinancing process as simple as possible to allow you the greatest flexibility in repaying your loan.

We pride ourselves on retaining a local mortgage team who understands the needs of our surrounding communities. Enjoy first-rate service that seeks to find a loan that fits with your financial and lifestyle needs.

With refinancing, you can:

  • Switch from an adjustable rate loan to a fixed rate mortgage.
  • Lower your monthly payments by switching to a lower rate adjustable loan.
  • Shorten your loan term to 15 or 20 years and build equity faster.

Learn more about the mortgage process and current rates, and apply for a Vantage West home loan refinance today.

The Mortgage Process

Whether you’ve refinanced before or not, you deserve an experience that’s easier, faster and altogether more clear. That’s why we summarized our mortgage process into simple steps. Get your ducks in a row by following our mortgage roadmap and you’ll be closing your loan in no time.

Meet Our Loan Officers

Rather than sending our loans out to other states, Vantage West aims to keep it local. We find that having community-minded loan officers leads to better service, with your specific needs being met. Our team strives to find you exactly what you’re looking for so we can together create vibrant communities.

Check Rates

We don’t want you to go blindly into the refinancing process. That’s why our Loan Consultant feature determines the products and rates that match your needs. Take the guesswork out of refinancing by answering a few questions about your current home to find our current rates.


If you decided that now is the time to refinance, then you’ve come to the right place. We created a simplified process for refinancing your home that takes 15-20 minutes to complete. Create a login to instantly check the status of your refinance application.


You may be requested to provide additional documentation. Loans subject to approval. Mortgage options subject to change without notice. Certain other restrictions and fees may apply. Rate based on creditworthiness. Property insurance is required. Program may change at any time without notice. Payment Examples: A 15 year loan with a rate of 3.375% APR would create a monthly mortgage P&I of $1,418.00. A 20 year loan with a rate of 3.625% APR would create a monthly mortgage P&I of $1173.00. Payment examples do not include taxes or insurance and your actual payment obligation will be higher.