Accessibility at Vantage West
We comply with the Americans with Disabilities Act and we’re committed to providing access to our members.
Adjustable-Rate Mortgage (ARM) DisclosureThis is a disclosure describing the features of ARMs.
Business Visa Credit Card DisclosureRead the “fine print” of our Business Visa credit card.
Business Visa Credit Card AgreementInformation on rates, fees and how to avoid paying interest on purchases.
Business Discretionary Overdraft Privilege DisclosureRead the disclosure for ODP on business checking accounts.
Business Membership and Account AgreementThe rights and responsibilities with a business account.
Consumer Credit Card AgreementRead the “fine print” of our Visa Connect Signature consumer credit card.
Consumer Handbook on ARMsLearn how ARMs works, where to get additional info, a glossary of terms, and more.
Equal Credit Opportunity Act NoticeRead about the Federal Equal Credit Opportunity Act.
Equal Housing Lender NoticeWe do business in accordance with federal fair lending laws.
eStatement Consent AgreementWhen you enroll in electronic eStatements, these are the terms to which you agree.
Fair Credit Reporting ActThis notice is provided in accordance with the Federal Fair Credit Reporting Act.
Fee ScheduleThis list includes the fees we are required to disclose.
What You Should Know About Home Equity Lines of Credit (HELOC)This is an explanation of some things you should know when your home is on the line — as well as a glossary of frequently used HELOC terms.
Home Equity Early Disclosure: Important Terms of HELOCThis disclosure contains important information and terms regarding our Home Equity Line of Credit Plans.
Home Equity AddendumSee a sample of the form.
Home Mortgage Disclosure Act FraudScout® Identity Monitoring & Protection ServicesFind out enrollment information, products, pricing and eligibility.
Electronic Fund Transfers Agreements and Disclosure, Funds Availability, Membership and Account AgreementDisclosures pertaining to your membership at Vantage West
Mobile Deposit Service Agreement & DisclosureLearn your rights and responsibilities concerning Vantage West’s mobile deposit service.
Online Banking Agreement and DisclosureThis discloses your rights and obligations as a user of Online Banking & BillPay.
Privacy PolicyFind out what Vantage West does with your personal information.
Social Media Public Use GuidelinesThe purpose of this document is to provide guidelines for social media use with Vantage West Credit Union. These guidelines may evolve as new technologies and social networking tools emerge.
Terms of UsePlease read these terms carefully before using this website.
Truth-in-Lending Act Regulation Z DisclosureRead about “Regulation Z.”
Truth-in-Lending TermsLearn the definitions to some frequently used Truth-in-Lending terms.
Unlawful Internet Gambling Enforcement Act (UIGEA)Read about the UIGEA.