Vantage West provides financial guidance and puts a spotlight on our local communities so our members can be more responsible and engaged. Let us be a partner to your financial success.
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Membership is open to anyone who lives, works, worships, attends school or volunteers in (as well as all businesses located in) these geographic areas…
Pima, Pinal, Cochise, or Maricopa Counties
Gila River Indian Community Reservation
Arizona’s “Copper Basin” Area
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We comply with the Americans with Disabilities Act and we’re committed to providing access to our members.Adjustable-Rate Mortgage (ARM) Disclosure
This is a disclosure describing the features of ARMs.Bill Payment Agreement and Disclosures
The agreement that permits you to use your Internet-enabled device to direct payments to third parties.Business Visa Credit Card Disclosure
Read the “fine print” of our Business Visa credit card.Business Visa Credit Card Agreement
Information on rates, fees and how to avoid paying interest on purchases.Business Discretionary Overdraft Privilege Disclosure
Read the disclosure for ODP on business checking accounts.Business Membership and Account Agreement
The rights and responsibilities with a business account.Consumer Credit Card Agreement
Read the “fine print” of our Visa Connect Signature consumer credit card.Consumer Handbook on ARMs
Learn how ARMs works, where to get additional info, a glossary of terms, and more.Equal Credit Opportunity Act Notice
Read about the Federal Equal Credit Opportunity Act.Equal Housing Lender Notice
We do business in accordance with federal fair lending laws.Electronic Statements, Disclosures, and Notices Consent Agreement
When you enroll in electronic eDocuments, these are the terms to which you agree.Fair Credit Reporting Act
This notice is provided in accordance with the Federal Fair Credit Reporting Act.Fee Schedule
This list includes the fees we are required to disclose.What You Should Know About Home Equity Lines of Credit (HELOC)
This is an explanation of some things you should know when your home is on the line — as well as a glossary of frequently used HELOC terms.Home Equity Early Disclosure: Important Terms of HELOC
This disclosure contains important information and terms regarding our Home Equity Line of Credit Plans.Home Mortgage Disclosure Act Membership and Account Agreement
The membership and account agreement when you become a member at Vantage West.Electronic Fund Transfers Agreements and Disclosure
This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic fund transfers (EFT) services offered to you by Vantage West Credit Union.Funds Availability
This disclosure describes your ability to withdraw funds at Vantage West.Mobile Deposit Service Agreement & Disclosure
Learn your rights and responsibilities concerning Vantage West’s mobile deposit service.Online Banking Agreement and Disclosure
Find out what Vantage West does with your personal information.FraudScout® Identity Monitoring & Protection Services
Find information on products, pricing and eligibility.Social Media Public Use Guidelines
Please read these terms carefully before using this website.Truth-in-Lending Act Regulation Z Disclosure
Read about “Regulation Z.”Truth-in-Lending Terms
Learn the definitions to some frequently used Truth-in-Lending terms.Unlawful Internet Gambling Enforcement Act (UIGEA)
Read about the UIGEA.
Online Banking If you are logging in for the first time (or if it has been 6 months since your last log in), use temporary credentials in the box to the right. Once in, you’ll be prompted to set up new credentials.