Accessibility at Vantage West

We comply with the Americans with Disabilities Act and we’re committed to providing access to our members.

Adjustable-Rate Mortgage (ARM) Disclosure

This is a disclosure describing the features of ARMs.

Business Visa Credit Card Disclosure

Read the “fine print” of our Business Visa credit card.

Business Visa Credit Card Agreement

Information on rates, fees and how to avoid paying interest on purchases.

Business Discretionary Overdraft Privilege Disclosure

Read the disclosure for ODP on business checking accounts.

Business Membership and Account Agreement

The rights and responsibilities with a business account.

Consumer Credit Card Agreement

Read the “fine print” of our Visa Connect Signature consumer credit card.

Consumer Handbook on ARMs

Learn how ARMs works, where to get additional info, a glossary of terms, and more.

Equal Credit Opportunity Act Notice

Read about the Federal Equal Credit Opportunity Act.

Equal Housing Lender Notice

We do business in accordance with federal fair lending laws.

eStatement Consent Agreement

When you enroll in electronic eStatements, these are the terms to which you agree.

Fair Credit Reporting Act

This notice is provided in accordance with the Federal Fair Credit Reporting Act.

Fee Schedule

This list includes the fees we are required to disclose.

What You Should Know About Home Equity Lines of Credit (HELOC)

This is an explanation of some things you should know when your home is on the line — as well as a glossary of frequently used HELOC terms.

Home Equity Early Disclosure: Important Terms of HELOC

This disclosure contains important information and terms regarding our Home Equity Line of Credit Plans.

Home Equity Addendum

See a sample of the form.

Home Mortgage Disclosure Act FraudScout® Identity Monitoring & Protection Services

Find out enrollment information, products, pricing and eligibility.

Electronic Fund Transfers Agreements and Disclosure, Funds Availability, Membership and Account Agreement

Disclosures pertaining to your membership at Vantage West

Mobile Deposit Service Agreement & Disclosure

Learn your rights and responsibilities concerning Vantage West’s mobile deposit service.

Online Banking Agreement and Disclosure

This discloses your rights and obligations as a user of Online Banking & BillPay.

Privacy Policy

Find out what Vantage West does with your personal information.

Social Media Public Use Guidelines

The purpose of this document is to provide guidelines for social media use with Vantage West Credit Union. These guidelines may evolve as new technologies and social networking tools emerge.

Terms of Use

Please read these terms carefully before using this website.

Truth-in-Lending Act Regulation Z Disclosure

Read about “Regulation Z.”

Truth-in-Lending Terms

Learn the definitions to some frequently used Truth-in-Lending terms.

Unlawful Internet Gambling Enforcement Act (UIGEA)

Read about the UIGEA.