How to Qualify

  1. Open a new Rewards Checking or Rewards Plus Checking account
  2. Setup Direct Deposit into your checking account (minimum $500).
  3. Have at least one debit transaction within 60 days.
  4. Enjoy your bonus!

Note: Essential Checking does not qualify for bonus points.

Rewards Checking

  • Rewards points (1 for every $5 spent) on qualifying purchases with your Vantage West Visa Debit card
  • Unlimited withdrawals at non-Vantage West ATMs
  • LifeStages ID & Fraud Resolution Services5, provided by CyberScout
  • Other benefits of Rewards Checking: mobile deposits, online bill pay, and money management tools
  • No monthly service fee with an average daily balance of $1000 or more, or complete 10 or more credit and/or debit card transactions in a month, or if you have a first mortgage loan with Vantage West6
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Rewards Plus Checking

  • Rewards points (1 for every $5 spent) on qualifying purchases with your Vantage West Visa Debit card
  • Dividends paid on average daily balances of $3,000 or more
  • Engagement dividend of 2.00% APY2 with 20 credit and/or debit transactions per month
  • Free monthly access to silver-level FraudScout ID protection and monitoring services3, and additional premium fraud resolution protections
  • Unlimited non-Vantage West ATM withdrawals and up to $10/monthly surcharge reimbursements
  • No monthly service fees with average daily balance of $3,000, or 20 monthly credit and/or debit transactions or a first mortgage with Vantage West4
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Rewards Plus Rewards Essential
Reward Points (1 point on every $5)

Free Visa Debit Card
Design Your Own Card
Money Management / Access Tools
Mobile Deposits
Unlimited Check Writing
Payment Confidence Options
Free ID RiskCompass From CyberScout
Free Card / Fraud Alerts
Free Lifestages ID & Fraud Resolution
FraudScout ID Monitoring Available For Purchase Available For Purchase
Foreign ATM Withdrawals $1.75
Unlimited Bill Pay $2/month
Opening Deposit $100 $20 $20
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Last Updated May 16, 2018

*To qualify for the 20,000 Rewards Points bonus ($200 cash value), you must open a new Rewards or Rewards Plus checking account between March 1, 2018 – September 30, 2018 and complete each of the following within 60 days of account opening: have a direct deposit into that new checking account for an aggregate total of $500 or more (deposit must be from source other than income tax return) and complete 1 debit card transaction (transaction must be completed with the debit card). All checking accounts must remain open for at least 6 months. If it is closed within 6 months of the open date you may be responsible for reimbursement of any bonus awarded. Offer valid for new Rewards and Rewards Plus checking accounts only. Members with an existing Rewards or Rewards Plus checking account are not eligible for the bonus. Minimum opening deposit of $20.00 for Rewards checking and $100.00 for Rewards Plus Checking. The 20,000 points will be credited to your account within 30 days of the date the last requirement is met. See Vantage West Rewards Terms and Conditions for details and restrictions of the program. Promotion is subject to change.

1A “Qualifying Purchase” is non-pin merchant transaction. We reserve the right to determine at our sole discretion whether a particular transaction is a Qualifying Purchase or to include or exclude other charges from the definition of Qualifying Purchases.

2The 2.00% (APY) Annual Percentage Yield engagement dividend for Rewards Plus Checking is paid on average daily balance up to $5000 and is subject to change.

3Silver-level FraudScout bundle available at no charge to Rewards PLUS Checking account Primary Accountholders who choose to accept it; service is not automatic and enrollee must complete all enrollment steps before receiving any FraudScout benefits. Additional service bundles available for purchase. Must be 18 years or older with a valid Social Security Number, email address, and access to the internet. See FraudScout Terms and Conditions for additional information.

4Rewards PLUS Checking service fee (without qualifying waiver) is $16 per month.

5LifeStages ID & Fraud Resolution Services are provided by CyberScout®, and do not reimburse for any financial losses. Services are available to Vantage West Essential, Rewards, and Rewards PLUS account-holders, and anyone living in those account-holders’ immediate household, including children of the account holder through age 23 who are away from home as full-time students.

6Rewards Checking service fee (without qualifying waiver) is $5 per month.

Subject to approval. Membership required. Certain restrictions may apply. Products and services subject to change without notice. Federally insured by NCUA.