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Card type and APR is based on creditworthiness. All loans are subject to credit approval. Some products and services are subject to approval. Membership required. Certain restrictions may apply. Federally insured by NCUA. 

1 Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. Points can be redeemed for cash back, merchandise, gift cards, travel, and charitable donations. Must have a minimum 2,500 points for cash redemption. A “Qualifying Purchase” is non-pin merchant transaction. We reserve the right to determine at our sole discretion whether a particular transaction is a Qualifying Purchase or to include or exclude other charges from the definition of Qualifying Purchases. See Vantage West Rewards terms and Conditions for details and restrictions of the program. 

2 Capped at $1,500 spent in qualifying purchases quarterly.