What I Wish They Taught In School About Finances
Starting college can be one of the most exciting, scary, frustrating, and revelatory times in a young person’s life. While you’re having to adjust to the rigors of university-level work, you’re also expected to magically become an adult at the same time. Oftentimes, academia and social lives become so prevalent that it’s easy to overlook […] Read More- Start
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Aug 27, 2018
5 min read
Main Street Receives Relief from Overregulation
On May 22, 2018, the House of Representatives passed the Economic Growth, Regulatory Relief, and Consumer Protection Act in a strong bipartisan vote. For banks and credit unions with less than $10 billion in assets, this is a blessing that will benefit the people and businesses here in Southern Arizona. Tailoring regulatory requirements to suit […] Read More
Affordable Starter Homes: Begin your home owning experience with Vantage West
Going back to at least the 1950s, starter homes have been one of the best ways for families to initiate their homeownership journey. While there’s no specific definition, starter homes generally feature one to two bedrooms and are priced under $200,000 according to Trulia. Due to the crippling effects of the Great Recession, starter homes […] Read More
How to Get a Smart Home for Less: Vantage West can help you get the home of the future
Smart technology has become an ever-present part of our lives, so it was only a matter of time before our homes became as smart as our phones. A smart home is one that features lighting, heating, and other electronic devices that are connected to the internet and enable you to better control how your energy […] Read More
Does Money Buy Happiness? It Depends on How You Use It
The question of whether money can buy happiness has been around about as long as the concept of money itself, influencing countless articles, books, and songs. Maybe money can’t buy us love—but can it help us lead a meaningful life? Since the 1960s, vast reams of literature have been written about the psychology of happiness, […] Read More
Strengthening Communities: The Economic Impact of Local Financial Institutions
Over the past few years, shopping local has become a rallying cry for those looking to bolster their own communities. People have discovered that when spending remains in the community, more money is circulated throughout the local economy, creating more businesses, more jobs, and more prosperity. Even though the “shop local” trend has caught on with […] Read MoreApr 14, 2018
4 min read
Spring Home Buying: How to Save for a Down Payment and How Much to Save
Spring has arrived and with that comes peak home buying season. It’s the busiest time for homebuyers, as people come out of their winter hibernation and start exploring what’s available on the market. Prices are climbing, inventory is moving quickly Since spring is such a magnet for interested homebuyers, competition is fierce. Inventory, or the […] Read More
Make Certificates Work For You
How do certificates (CDs) grow? A well-planned CD strategy can be an effective savings tool. CDs can generate benefits and preserve wealth. Here are tips to make it work for you. Diversify You can diversify your CD portfolio just like your other investment portfolios, such as stocks. You can invest in multiple CDs with various terms. […] Read More
Behind the Scenes of “Where Does Your Money Go?”
It’s a clear, sunny, typical Saturday in Tucson, Arizona, as vendors set up their tents along 4th Avenue. The Street Fair doesn’t begin for another hour, so the crowds haven’t formed quite yet. A lanky man with long dreadlocks stands along the side of the scene, reciting a poem to himself. The words are rhythmic, […] Read MoreMar 8, 2018
6 min read
Investing In A Rising-Rate Environment
The Federal Reserve raised the federal funds interest rate three times in 2017 from 1.00% to 1.50%, signaling an environment where some believe rates will continue to rise. This is potentially good news for investors who may feel uneasy with the volatility of the stock market. An investment in a Certificate (CD) can deliver liquidity, […] Read More
Disclosures
Certificates earn dividends.
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