Build Your Future: 5 Renovation Projects to Add Home Value In Arizona
The Arizona housing market continues to show strength after several years of continuous growth. This has left many homeowners with strong home equity. According to a report by Black Knight, American homeowners possess three times more home equity than they did in 2012, when the housing market bottomed out. Arizona has seen similar trends, with […] Read More
Why Bank Local?
April is Community Banking Month, a reminder of the benefits of banking locally. We partner with Local First Arizona to support local businesses and the Arizona economy all year round. But this month, especially, we want to highlight and expand upon the five reasons Local First Arizona encourages people to bank locally. You can get […] Read MoreApr 5, 2019
2 min read
Score! How to Earn a Winning Credit Score
With so much to worry about in the present, it’s easy to put off planning for the future. This tendency is one of the reasons your credit score might be a bit of an after-thought, even though you know it’s important. You can always worry about it later. Until the time comes to apply for […] Read More
Refinance or Home Equity Loan- Which Makes Sense for You?
Depending on your financial needs and current situation, refinancing could help lower monthly payments, change the terms of a loan, switch from an adjustable rate mortgage (ARM) to a fixed-rate loan or offer other benefits. Refinancing can be a smart way to help you better manage your finances or even free up some extra money […] Read More
Tending Community In an Age of Anxiety
Seven decades ago, Auden penned the phrase, “An Age of Anxiety” in a poem of the same name. His insight spoke to a plight of the human condition, a suffering of angst born out of world wars and a cultural shift to market consumption and increased social isolation since the industrial revolution. What Auden observed was […] Read More
Spooky Spending
Regret falls across the land Concert tickets that cost a grand People wander in search of cash Buying junk and spending fast And whosoever should be here Spending their savings on tchotchkes and beer Must stand and face the confession booth To teach us lessons and give us truth The stench of green is in the air Thoughts of money no longer there Shiny new products behind every door Lose your mind when entering the store Tempting forces that you can’t see Make you lose your currency For no mere mortal can resist The capital offense of the Spender Read MoreOct 29, 2018
1 min read
What I Wish They Taught In School About Finances
Starting college can be one of the most exciting, scary, frustrating, and revelatory times in a young person’s life. While you’re having to adjust to the rigors of university-level work, you’re also expected to magically become an adult at the same time. Oftentimes, academia and social lives become so prevalent that it’s easy to overlook […] Read More- Build
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Aug 27, 2018
5 min read
Affordable Starter Homes: Begin your home owning experience with Vantage West
Going back to at least the 1950s, starter homes have been one of the best ways for families to initiate their homeownership journey. While there’s no specific definition, starter homes generally feature one to two bedrooms and are priced under $200,000 according to Trulia. Due to the crippling effects of the Great Recession, starter homes […] Read More
The Ultimate Credit Card Debt Destroyer Plan: 4 Strategies For Paying Off Credit Cards That Will Make You Debt-Free in No Time
Is spending creating a mountain of credit card debt? Rather than fear that credit card statement, it’s more productive to make a plan to destroy that debt. Paying off credit cards can seem difficult, but with a solid strategy and change of mindset, it is possible. Let’s look at some debt-busting options so you can […] Read More
Financial First Aid: Repairing Your Credit Score
Do you have to take a deep breath whenever anybody mentions the dreaded credit score? Many of us have run into unexpected challenges when trying to maintain good credit. It sounds so simple but it can also be simple to mess up, with long-term consequences for your financial future. Your credit score is made up […] Read MoreOnline Banking If you are logging in for the first time (or if it has been 6 months since your last log in), use temporary credentials in the box to the right. Once in, you’ll be prompted to set up new credentials.
- Temporary USERNAME: Vantage West Member #
- Temporary PASSWORD: Last 4 digits of primary account holder’s social security # (For business accounts, use the last 4 digits of the business’s EIN.)
- Once in, follow prompts to create a new Username & Password. For future logins, use your new credentials.