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Rita Ranch Branch is Closed 12/8 – 12/10.

Business Savings

When money is deposited at Vantage West, it’s recycled back into our local communities. 

Whatever business savings account options you’re looking for, we have dedicated business team members with professional experience to help you. Be confident knowing that when you choose Vantage West, you are investing in the future. 

⭐ Great Rates Alert! Don’t miss the season’s hottest earning Business Certificates (CDs)

LOCAL ROI

your money earning on auto-pilot

Start saving with just $5 and watch your business goals develop from day one.

Regular Share Account

Earns dividends based on average daily balance

Minimum opening deposit & minimum balance is $5

No monthly service fee with eStatements

Unlimited deposits

Unlimited ATM withdrawals1

A dividend-earning account for businesses with basic savings needs.

Premium Share Account

Earns dividends based on average daily balance

Minimum opening deposit and minimum balance is $500

No monthly service fee with eStatements

Write up to 3 checks per month

Unlimited ATM withdrawals1

An account designed for businesses that maintain higher savings balances.

Business High Yield Money Market

Income, in the form of dividends

Unlimited deposits

$10,000 minimum balance to open

Earn income in the form of dividends while maintaining immediate access to your available funds.

Business Certificates (CDs)

Earns dividends based on average daily balance

Terms for up to 5 years

Minimum opening deposit & minimum balance is $500

Earn higher, compounded dividends in exchange for a time commitment, ranging from 6-60 months with fixed rates.

Compare Business Deposit Savings Rates

From Checking, Savings, CDs and High Yield Money Market Accounts, Our Rates Page Allows You Up-To-Date Visibility.

Accreditations & Recognitions

Did You Know?

Explore the benefits to opening a business savings account with us

You can manage your savings from anywhere.

Online banking and mobile apps make it simple to check balances, transfer money, and more.

Your money stays close to home.

We invest in Arizona communities—not Wall Street.

We offer better rates than most banks.

That means more money in your pocket, just for saving smart.

Being a member comes with perks.

From insurance discounts to loan rate savings—your membership helps you do more with your money.

We’ve been serving Arizona since 1955—honestly, respectfully, and with your best interests in mind.

Join thousands of members who trust us to keep their savings safe and their goals growing.

Business Insights and Financial Tips

How Else Can We Help? Let’s Make It Easy.

Want to talk in person?

Find a branch near you — we’d love to see you.

What Are Members Saying?

Check out how we’ve helped members like you in our Community & Member Stories.

Got questions For us?

Visit the Knowledge Center for helpful answers on saving, budgeting, and more.

Disclosures

*APY(s)=Annual Percentage Yield(s) accurate as of 12/1/2025.

Subject to approval. Rates subject to change. Tiered balances earn tiered rates. Rates for Business Regular Share, Business Premium Share and Business High Yield Money Markets are variable and may change after the account is opened. Minimum opening deposit and balance for each account: Business Regular Share $5, Business Premium Share $500, and Business High Yield Money Market $10,000. Certificate minimum opening deposit of $500. Business Certificates earn dividends. For Jump Up CDs (Certificate), you may request a one-time dividend rate and APY change to the higher Jump Up share certificate dividend rate and APY of the same term.  Once this option is used, or upon first maturity, the “jump up” capability will expire. New dividend rate and APY will apply to the remainder of term after the jump option is exercised. At maturity the certificate will renew for a like term at that current APY. Early withdrawal penalties may apply. Early withdrawals, fees, and other conditions could reduce the earnings on the account. Credit Union Membership required. Certain restrictions may apply. Federally insured by NCUA.

1When made at Vantage West ATMs.

Recent Alerts

Our Rita Ranch Branch is closed until Wednesday, ITMs are still available. Click Here for Nearby Locations.

We’re proud to bring you a new website that reflects the dedication to technology, information, and account management that serves our existing and prospective members!

Current Notifications

2026 Board Election

Members interested in running for a seat on our Board of Directors are invited to submit their application for nomination by December 31, 2025.

Important note about Website Safety

Stay informed about the latest scams and fraud tactics by visiting our online Fraud Watch page. If you have questions or suspect anything unusual, don’t hesitate to contact us. 

Card System Updates
Have a new card to activate?Call 1-800-631-3197.
Need to change your PIN?Call 1-888-886-0083.

Fraud Alert
Fraudulent activity continues to target our members through text messages, email, and phone calls. To keep your accounts safe, never click on unsolicited links or respond to suspicious texts, emails, or phone calls. Vantage West will NEVER ask for your one-time passcode, card number, PIN, or CVV number. 

Branch Updates
In branch debit card instant issue is currently unavailable.

Appointment Scheduling
Planning to visit a branch? Schedule an appointment online.