Home Loans

At Vantage West, we believe homeowners create stronger communities. We treat you as a person, not a number, and bring clarity and honesty through every step of the process.

Vantage West’s quick, local decisions help you move-in faster to begin your new, exciting chapter. Your Loan Officer will provide personalized service to help you find the loan that’s right for you.

•  Get pre-qualified to shop for a home
•  Most loans close within 30 days
•  Local underwriting
•  Local servicing for most loans
•  VA, FHA, and specialty loans
•  30-, 45, 60-day rate lock options
•  Low fees

 

Mortgage Process

Whether you’ve purchased a home before or not, you deserve an experience that’s easier, faster and altogether more clear. That’s why we summarized our mortgage process into six simple steps. Get your ducks in a row by following our mortgage roadmap and you’ll be closing your loan in no time.

HomeAdvantage®

No agent? No worries! We partner with HomeAdvantage® to help you search, buy, sell and save on your next real estate purchase. Use it to find the home of your dreams, sell your existing home, research the market, connect with a top local agent, and save money at closing. Available to our Members at no cost!

 

Check Rates

We don’t want you to go blindly into the home-buying process. That’s why our Loan Consultant feature determines the products and rates that match your needs. Take the guesswork out of buying a home by answering a few questions about what type of home loan you desire.

Apply

You’ve done the research, checked our rates, met our Loan Officer team. If you’ve decided that it’s time to buy a home, you’ve come to the right place. We created a simplified application process that takes 15-20 minutes to complete. Create a login to instantly check the status of your application.

Tucson Welcome Home

In partnership with other local credit unions and GoWest Credit Union League, we’re excited to launch a zero down payment program – that means 100% financing – for eligible borrowers in Pima County. Application opens October 15.


Disclosures

You may be requested to provide additional documentation. Loans subject to approval. Mortgage options subject to change without notice. Certain other restrictions and fees may apply. Rate based on creditworthiness. Property insurance is required. 

1$50.00 annual fee.

Card System Updates
Have a new card to activate? Call 1-800-631-3197.
Need to change your PIN? Call 1-888-886-0083.

Fraud Alert

Fraudulent activity continues to target our members through text messages, email, and phone calls. To keep your accounts safe, never click on unsolicited links or respond to suspicious texts, emails, or phone calls. Vantage West will NEVER ask for your one-time passcode, card number, PIN, or CVV number.