Business Credit Cards
Apply today and you can earn $300.00* when you open a Vantage West Business VISA® Credit Card and make qualifying purchases totaling $6,000 or more within the first 90 days of account opening!
Travel Insurance
Worldwide Access
no hidden fees
No Annual Fees
Why A Visa® Business Credit Card Is right for you
Having a consistent and reliable source of funding is essential to keep your business running smoothly. The Vantage West Business Visa® Credit Card provides you with a secure line of credit with low rates and no annual fee. You also earn 1.5% cash back and enjoy award-winning, localized customer service to ensure a satisfying and hassle-free business relationship.
- 0% Introductory APR for or 12 months ** for well-qualified applicants (and as low as 15.49% thereafter) on purchases.
- No annual fee
- 1.5% cash back rewards! You’ll get 1.5% cash back1 on all qualifying purchases.
- As low as 15.49% APR
- 4.99% fee on balance transfers2
- Enjoy the same rate (non-introductory) for balance transfers and purchases2
- Travel insurance
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Disclosures
*To qualify and receive the $300.00 Welcome Bonus you must open a Vantage West Business VISA® Credit Card and make qualifying purchases, totaling $6,000 or more posted to your account, within the first 90 days of account opening. (“Purchases” do not include balance transfers, cash advances, interest, unauthorized or fraudulent charges, items returned for credit, or fees of any kind, if applicable.) The $300.00 Welcome Bonus will be awarded in the form of 30,000 Reward points, which can be redeemed for $300.00 cashback. Offer valid for new qualifying Vantage West Business VISA® Credit Cards only and does not apply to increases, conversions, or re-opening of a closed credit card. Members with an existing Vantage West Business VISA® Credit Card are not eligible for the bonus. Certain restrictions may apply. Offer subject to change without notice.
**Introductory APR and APR are based on creditworthiness. Not all applicants will be approved. Business Visa introductory rates are 0.00%, for twelve months, for qualifying members. Standard rates for the Business Visa after twelve month introductory period range from 15.49% APR to 23.49% APR. Rates are variable and are subject to change. Rates accurate as of 12/1/2025. Introductory rate offered only for new Business Visa credit cards and does not apply to increases, conversions, or re-opening of a closed credit card. Membership required. All loans are subject to credit approval. Certain restrictions may apply. Introductory APR offer subject to change without notice.
1Cash Back rewards are tracked as points and each $1 in Cash Back rewards is equal to 100 points. Points can be redeemed for cash back, merchandise, gift cards, travel, and charitable donations. Must have a minimum 2,500 points for cash redemption. See Vantage West Rewards terms and conditions for details and restrictions of the program.
2Balance transfer fee is 4.99% of the entire amount being transferred in that specific transaction. Example: $1000 Balance transfer with a 4.99% fee would equal a total credit line charge of $1049.99. Balance transfers must be processed by a Vantage West Credit Union employee. A transfer done via Online Banking, ATMs or PhoneBank will be treated as a cash advance. Cash advance fees and specific cash advance rates may apply. No rewards are earned for finance charges, fees, balance transfers, cash advances, convenience checks, foreign transaction currency conversion charges or insurance charges posted to your account.
All loans are subject to credit approval. APR is based on credit worthiness and range from 15.49% to 23.49%. Rates accurate as of 12/1/2025. Rates are variable and subject to change. Membership required. Certain restrictions and fees may apply.
Minimum time in business 1 year.