Join Us
Great rates and much more when you become a member of a credit union with Vantage West.
When we ask people what they think the difference is between a bank and a credit union, we often hear answers like, “It’s like a bank, only smaller,” or, “Credit unions only accept certain people,” as if they are some kind of exclusive club.
Sure, many credit unions do exist to serve specific professions or groups, like labor unions, government employees, and members of the military. But many are community-based and only require you to live, work, worship, or attend school in a specific geographic area or community.
your smart financial decision
Bank or Credit Union?
The primary difference between a bank and a credit union is that a bank exists to enhance the wealth of its shareholders while a credit union serves the unique needs of its members. By holding an account with a credit union, you essentially become a shareholder yourself.
Eligibility & Membership Process
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Eligibility: If you live, work, worship, attend school, or volunteer in: Pima, Pinal, Cochise, Maricopa Counties, Gila River Reservation, or Copper Basin. Davis-Monthan Air Force Base members and civilian employees. Immediate family of a Vantage West member. And, if you participate in Local First Arizona—we’ll donate on your behalf.
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Open An Account: With just $5 deposit and 5 Minutes, you are on your way! You can open online or in one of our many branches.
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You’re In! As a new member-owner you now have access to the Benefits and Perks of Membership.
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You’re Invited! Members are welcome to participate in our annual member meetings and events.
The Numerous Benefits of Joining
The list is long, so we created a whole page dedicated to sharing how your decision to Join Vantage West will benefit you.
Our Members Rave About:
- Higher savings rates
- Lower loan rates
- Better services
- Lower fees
- Help planning for the future
- Overdraft Protection
- Direct Depost
- Relationship Rates
Financial Education Empowers All
Financial confidence shouldn’t be a privilege, it should be a resource everyone can access. When people understand their money, they make stronger decisions, build healthier futures, and create more stability for themselves and their communities.
That’s why Vantage West is committed to financial education for individuals and businesses. From guides and resources to workshops and hands-on support, we focus on giving you the tools to navigate money with clarity — and build real, lasting wealth health.
we bring our strength to you Through:
Vantage West Is Community-Minded
Vantage West dedicates time, funding, and volunteer energy to support their missions, because we believe real change happens through long-term relationships and shared purpose. Seeing the impact these organizations create makes our team even more committed to showing up, pitching in, and helping good work go further.
Vantage West has been a strong partner for YOTO, allowing youth to cash their academic stipend checks at any branch for free. Vantage West also sponsors YOTO’s Caring Courier program.
YOTO’s Caring Couriers (pictured here) are critical to our basic needs program! They are the volunteers who deliver critical basic needs items directly to youth in their schools.
We supported the YWCA of Southern Arizona’s Evening of Empowerment, which champions equality, social justice, and stronger communities. As part of our sponsorship, we invited representatives from Crystal Clear and Lucero Group.
Our Mortgage loan officers volunteered to help build houses for Habitat for Humanity.
We gathered donations for the Arizona Diaper Bank, a local organization that promotes dignity by making diapers, period products, and incontinence supplies accessible.
2025 Outstanding Corporate Philanthropist Award
Accreditations & Recognitions
Our Member Stories Speak For Themselves!
Navigating the Road to Good Credit: Greg B.
How do you build credit if you have no credit? How do you navigate financial institutions when all your experiences with them have been negative? For many people, including Vantage
“It’s On Us!”: Surprising Shoppers and Supporting Di Luna Candles
To celebrate the launch of our new tap-to-pay debit and credit cards, we wanted to do more than just talk about convenience; we wanted to support one of our local
Woven with Resilience: Ana Chavarin’s Journey of Strength and Service
Not all superheroes wield flashy powers or live on the big screen. Sometimes, they appear as individuals like Ana Chavarin, whose quiet dedication and unwavering commitment to her family, community,
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Disclosures
All products and services are subject to approval. Programs, rates, restrictions, terms and conditions apply and are subject to change at any time. Certain restrictions may apply. Credit Union Membership required. Federally Insured by NCUA.