--- title: "Start Up" description: "You’ve Got Ambition, We’ve Got Solutions! Your trusted local partner for business banking and small business growth. We make business banking simple, personal, and built for growth—so you can focus on what really matters: getting your business off the ground and running. Visit A Branch to Get Started Helping You Build Strong Financial Foundations Starting […]" featured_image: "https://vantagewest.org/wp-content/uploads/2025/12/17-scaled.jpg" url: "https://vantagewest.org/business/start-up/" date_modified: "2026-08-18T15:16:03-07:00" --- Home » Business » Start Up ## You’ve Got Ambition, We’ve Got Solutions! # Your trusted local partner for business banking and small business growth. We make business banking simple, personal, and built for growth—so you can focus on what really matters: getting your business off the ground and running. [Visit A Branch to Get Started](/our-locations/) ![20251012-C5D_1674](https://vantagewest.org/wp-content/uploads/2025/11/20251012-C5D_1674-scaled.jpg) ![Photo of a member using a Vantage West credit card to tap](https://vantagewest.org/wp-content/uploads/2026/08/4irTfFuX8m-2757858_UpdatedCardImages-op3-01_062926-scaled-1.webp) --- --- ## Helping You Build Strong Financial Foundations Starting a business comes with plenty of unknowns—your banking shouldn’t be one of them. As Arizona’s trusted local bank for small business, Vantage West offers the tools, guidance, and local decision-making to help you get set up quickly and grow confidently. From checking and savings to credit and payment tools, our solutions are designed to move at your pace, with support from real business bankers who know what it’s like to start small and think big. --- ![Smart asian business woman smiling at office space. real estate, lawyer, non-profit, marketing](https://vantagewest.org/wp-content/uploads/2025/11/AdobeStock_541352739-scaled.jpeg) #### Select Checking No monthly fees*, instant digital access Start off strong with only $100 to open and no minimum balance. Select Checking gives you easy to access to manage funds, plus the tools you need to stay organized. [Learn More About Select Checking](https://vantagewest.org/business/business-checking/select-checking-account/) [Visit a branch to open](/our-locations/) ![20251012-FUJI4617](https://vantagewest.org/wp-content/uploads/2025/11/20251012-FUJI4617.jpg) #### Regular Savings High-yield options with easy transfers Build reserves for taxes, equipment, or future investments. Regular Savings helps your business establish healthy cash habits and prepares you for bigger opportunities ahead. [Learn More About Regular Savings](https://vantagewest.org/business/business-savings/regular-savings-account/) [Start Saving](https://vantagewest.org/business/business-savings/regular-savings-account/#) ![4irTfFuX4H-2757858_UpdatedCardImages-op2-01_062926-scaled.jpg](https://vantagewest.org/wp-content/uploads/2026/07/4irTfFuX4H-2757858_UpdatedCardImages-op2-01_062926-scaled-1.jpg) #### Credit Cards No annual fee, CashBack with every purchase1 One year in business already? Its time to talk credit. Our Visa® card for Business can help you start to scale your business. [Learn More About Credit Cards](https://vantagewest.org/business/business-credit-cards/) [Apply Now](https://vantagewest.expressbanking.net/2/#/match) ![20251012-C5D_1854](https://vantagewest.org/wp-content/uploads/2025/11/20251012-C5D_1854-scaled.jpg) #### Cash Management Payroll, merchant services & cash management From card payments to cash flow, VWCU’s cash management solutions give you the power to get paid faster and manage transactions securely—whether you’re at your counter or online. [Learn More](https://vantagewest.org/business/cash-management/) --- ### More Than Banking, We’re Your Local Business Partner As your business grows, you’ll have questions, and we’ll be here to answer them. Our local business bankers and certified financial coaches offer practical support, from choosing the right account setup to preparing for your first loan. You don’t have to figure it all out alone. [View more stories](https://vantagewest.org/knowledge-center/member-stories/) --- --- ### A Credit Union Built for Arizona’s Business Owners Vantage West has been helping entrepreneurs across Arizona turn great ideas into thriving businesses. As a member-owned credit union, we reinvest profits into better rates, lower fees, and smarter technology—all designed to help you succeed from day one. ![Vantage West Credit Union celebrating 70 years of service](https://vantagewest.org/wp-content/uploads/2025/11/70_years.png) --- ## Start Up Business Resources In Our Knowledge Center --- ## Loop Carousel ![Small business owner reviewing financing options](https://vantagewest.org/wp-content/uploads/2025/08/Featured-Financing-A-Small-Business.jpg)[ ](https://vantagewest.org/whats-the-best-way-to-finance-a-small-business/) - [Business Resources](https://vantagewest.org/category/business-resources/), [Start Up](https://vantagewest.org/category/business-resources/start-up/) ### [What’s the best way to finance a small business?](https://vantagewest.org/whats-the-best-way-to-finance-a-small-business/) Navigating the financial landscape of running a small business can be daunting, but it doesn't have to be a journey you do alone.... [ Read More ](https://vantagewest.org/whats-the-best-way-to-finance-a-small-business/) ![Di Luna Candles small business member feature](https://vantagewest.org/wp-content/uploads/2025/02/Di-Luna-Candles-Blog-Header.png)[ ](https://vantagewest.org/its-on-us-di-luna-candles/) - [Business](https://vantagewest.org/category/member-stories/business-member-stories/), [Member Stories](https://vantagewest.org/category/member-stories/), [Tucson](https://vantagewest.org/category/member-stories/tucson/) ### [“It’s On Us!”: Surprising Shoppers and Supporting Di Luna Candles ](https://vantagewest.org/its-on-us-di-luna-candles/) To celebrate the launch of our new tap-to-pay debit and credit cards, we wanted to do more than just talk about convenience; we wanted to support one of our local... [ Read More ](https://vantagewest.org/its-on-us-di-luna-candles/) ![Vantage West Credit Union logo featured image](https://vantagewest.org/wp-content/uploads/2025/12/17-scaled.jpg)[ ](https://vantagewest.org/using-social-media-to-grow-your-business/) - [Business Resources](https://vantagewest.org/category/business-resources/), [Start Up](https://vantagewest.org/category/business-resources/start-up/) ### [Using social media to grow your business](https://vantagewest.org/using-social-media-to-grow-your-business/) Social media should be part of your marketing mix as it can be a cheap, effective and easy-to-use marketing channel. Some of the benefits include: Social media is also accessible... [ Read More ](https://vantagewest.org/using-social-media-to-grow-your-business/) ![Vantage West Credit Union logo featured image](https://vantagewest.org/wp-content/uploads/2025/12/17-scaled.jpg)[ ](https://vantagewest.org/sources-of-small-business-funding/) - [Business Resources](https://vantagewest.org/category/business-resources/), [Start Up](https://vantagewest.org/category/business-resources/start-up/) ### [Sources of small business funding](https://vantagewest.org/sources-of-small-business-funding/) Once you have determined how much funding you will require to start your business, decide how you will raise the capital. Choosing the right source depends on what you intend... [ Read More ](https://vantagewest.org/sources-of-small-business-funding/) ![Vantage West Credit Union logo featured image](https://vantagewest.org/wp-content/uploads/2025/12/17-scaled.jpg)[ ](https://vantagewest.org/four-strategies-to-strengthen-your-start-up-after-launch/) - [Business Resources](https://vantagewest.org/category/business-resources/), [Start Up](https://vantagewest.org/category/business-resources/start-up/) ### [Four strategies to strengthen your start-up after launch](https://vantagewest.org/four-strategies-to-strengthen-your-start-up-after-launch/) After the first few months of (we’d expect) frantic activity starting up, it’s useful to take a breath to assess what went right and what you need to tweak going... [ Read More ](https://vantagewest.org/four-strategies-to-strengthen-your-start-up-after-launch/) ![Vantage West Credit Union logo featured image](https://vantagewest.org/wp-content/uploads/2025/12/17-scaled.jpg)[ ](https://vantagewest.org/developing-new-ways-to-do-business-online/) - [Business Resources](https://vantagewest.org/category/business-resources/), [Start Up](https://vantagewest.org/category/business-resources/start-up/) ### [Developing new ways to do business online](https://vantagewest.org/developing-new-ways-to-do-business-online/) Most of your customers will probably use the internet in some form to either research buying decisions or make a purchase. It’s also likely there is at least one competitor... [ Read More ](https://vantagewest.org/developing-new-ways-to-do-business-online/) [View All Business Resources](https://vantagewest.org/knowledge-center/business-resources/) --- ## Accreditations & Recognitions ## Carousel ![America's Best Regional Banks and Credit Unions logo](https://vantagewest.org/wp-content/uploads/2025/11/Americas-Best-Regional-Banks-and-Credit-Unions_lossless-resize.webp) ![Forbes_US_Best-In-State_CreditUnions_2026_resize](https://vantagewest.org/wp-content/uploads/2025/11/Forbes_US_Best-In-State_CreditUnions_2026_resize.webp) ![NPD Award Badge_lossless-resize](https://vantagewest.org/wp-content/uploads/2025/11/NPD-Award-Badge_lossless-resize.webp) ![Better Business Bureau accredited business seal](https://vantagewest.org/wp-content/uploads/2020/03/bbb-20110470-e1743719198879.png) ![Vantage West_FC Tucson Sponsor Badge](https://vantagewest.org/wp-content/uploads/2025/11/Vantage-West_FC-Tucson-Sponsor-Badge.webp) ![MBF-VANTAGEWEST_V4-02](https://vantagewest.org/wp-content/uploads/2025/11/MBF-VANTAGEWEST_V4-02.webp) ![NCUA federally insured credit union logo](https://vantagewest.org/wp-content/uploads/2025/11/NCUA-logo_resize.webp) ![CDFI logo_resize](https://vantagewest.org/wp-content/uploads/2025/11/CDFI-logo_resize.webp) --- ## Ready to Start Your Business Journey the Local Way? Get the accounts, cards, and services designed for small business success—backed by real local support from Arizona’s leading credit union. [Make An Appointment to get started](https://oac.fmsiportal.com/AppointmentWidget/service?urlCode=PTYGWPG1A5HKNMBO0B58&mp=wi) --- ## Disclosures --- *Select Business Checking has a minimum opening deposit of $100 and a service fee of $10 per month. Select Business Checking can have monthly service fees waived with average daily balance of $1,500; or 10 or more business debit or credit card transactions per month; or $15,000 combined business balances. 1Cash Back rewards are tracked as points and each $1 in Cash Back rewards is equal to 100 points. Points can be redeemed for cash back, merchandise, gift cards, travel, and charitable donations. Must have a minimum 2,500 points for cash redemption. No rewards are earned for finance charges, fees, balance transfers, cash advances, convenience checks, foreign transaction currency conversion charges or insurance charges posted to your account. See [Vantage West Rewards terms and conditions](https://vantagewest.org/vantage-west-rewards-terms-and-conditions/) for details and restrictions of the program. Accurate as of 10/02/2026. Products and services are subject to approval. Programs, rates, restrictions, terms and conditions apply and are subject to change at any time. Certain restrictions may apply. Credit Union Membership required. Federally insured by NCUA.