Flexible Business Checking Accounts
Your trusted local credit union for small business checking.
Vantage West Credit Union Business Checking offers you three flexible account options based on your business needs, provided by a partner who understands the unique complexities of our community.
Built to Support Your Business
A Business Checking that Suits You:
Select Business Checking
Premier Business Checking
Community Business Checking
We also provide Interest on Lawyers’ Trust Accounts (IOLTAs), geared specially for attorneys in Southern Arizona. Check out the comparison chart below to see which account is right for you.
Compare Your Checking Options
| Select Business Checking | Premier Business Checking | Community Business Checking | |
|---|---|---|---|
|
Minimum Opening Deposit |
$100 |
$100 |
$100 |
|
Monthly Service Fee |
$10 (waived for first 2 months) |
$20 (waived for first 2 months) |
$5 (waived for first 2 months)
|
|
How to Get Service Fee Waived |
Maintain a $1,500 average daily balance – OR – 10 or more business debit or credit card transactions per month -OR – $15,000 combine business balances |
Maintain a $10,000 average daily balance – OR – maintain $35,000 in combined business balances (ex: checking, savings, credit) – OR – make $1,000 in net purchases per month on VWCU Business debit or credit card |
Maintain a $500 average daily balance AND eStatements |
|
No Cash-processing Fees |
|
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|
|
Earn Dividends Based on Average Daily Balance |
|
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Export to QuickBooks** |
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3 Free Non-VWCU ATM Fees Per Month* |
|
|
No |
|
Transaction Fees Per Month |
First 300 are free; 301 and up: $0.10 each; no cash limit |
First 500 are free; 501 and up: $0.10 each (Option of 200 additional transactions for $10/month); no cash limit |
First 150 are free; 151 and up: $0.10 each; no cash limit
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Free Basic Cash Management Package |
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Balance Requirement |
None (Dividends paid monthly on average daily balance) |
None (Dividends paid monthly on average daily balance) |
None (Dividends paid monthly on average daily balance)
|
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Free Cashier’s Checks |
No |
|
No |
|
Up to 2 Additional Checking Accounts with No Monthly Service Fee |
No |
|
No |
Did You Know?
Explore the benefits to opening a business checking account with us
You can manage your checking from anywhere.
Online banking and mobile apps make it simple to check balances, transfer money, and more.
Your money stays close to home.
We invest in Arizona communities.
30,000+ ATMs Nationwide
Use your card across the country.
Free Basic Cash Management Package
You stay in control of your money while reducing manual work and lowering risk.
Trusted by Arizonans
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Disclosures
Accurate as of 12/1/2025. Products and services are subject to approval. Programs, rates, restrictions, terms and conditions apply and are subject to change at any time. Certain restrictions may apply. Credit Union Membership required. Federally Insured by NCUA.
**QuickBooks is a registered trademark of Intuit, Inc.
* Vantage West fee only.