Benefits of Membership
Great Rates and much more as a Member with Vantage West
When you join Vantage West, you’re choosing a credit union that delivers top-tier service and a suite of practical, high-value benefits that support your financial confidence. Enjoy everyday conveniences and exclusive member advantages curated to help you save more, stress less, and keep moving forward.
Member Benefits
Annual Skip-A-Payment
Choose to skip a payment on your Vantage West loan (one per year, per loan)
Identity Theft and Fraud Education
Helpful information about avoiding the latest scams and news alerts.
AutoSmart
Sponsored by CU Direct, this site allows you to research vehicles, read reviews, estimate payments and more.
Refer A Friend Program
Tell someone about Vantage West’s checking or loan programs and exceptional member service, and we’ll reward you (and your friend) with $50 each for every new account that’s opened!
Overdraft Protection
It’s important to keep your credit & reputation safe. Consider setting up overdraft protection.
Relationship Rates
Earn higher rates on select accounts when you qualify for Relationship Rates—our way of celebrating our most engaged members.
Visa Checkout
Have a Vantage West Visa card? Enroll in this service to make your online payments safe, simple and fast.
Financial Education Empowers All
Financial confidence shouldn’t be a privilege, it should be a resource everyone can access. When people understand their money, they make stronger decisions, build healthier futures, and create more stability for themselves and their communities.
That’s why Vantage West is committed to financial education for individuals and businesses. From guides and resources to workshops and hands-on support, we focus on giving you the tools to navigate money with clarity — and build real, lasting wealth health.
we bring our strength to you Through:
More perks for our members!
Member Discounts
Get Away Today Book vacations and receive great discounts.
Vantage West Rewards Earn points every time you use your Vantage West Signature Rewards or Business Visa.
Membership Process
1
Eligibility: Arizona residents or employees of partner companies are qualified. Just have your Government ID handy.
3
You’re In! As a new member-owner you now have access to the Benefits and Perks of Membership.
Vantage West Is Community-First
Vantage West has been a strong partner for YOTO, allowing youth to cash their academic stipend checks at any branch for free. Vantage West also sponsors YOTO’s Caring Courier program.
YOTO’s Caring Couriers (pictured here) are critical to our basic needs program! They are the volunteers who deliver critical basic needs items directly to youth in their schools.
We supported the YWCA of Southern Arizona’s Evening of Empowerment, which champions equality, social justice, and stronger communities. As part of our sponsorship, we invited representatives from Crystal Clear and Lucero Group.
Our Mortgage loan officers volunteered to help build houses for Habitat for Humanity.
We gathered donations for the Arizona Diaper Bank, a local organization that promotes dignity by making diapers, period products, and incontinence supplies accessible.
Download Our Mobile App!
Open accounts, apply for loans, and manage your money—securely and easily. You control your finances anytime, anywhere.
Accreditations & Recognitions
Our Member Stories Speak For Themselves!
Navigating the Road to Good Credit: Greg B.
How do you build credit if you have no credit? How do you navigate financial institutions when all your experiences with them have been negative? For many people, including Vantage
“It’s On Us!”: Surprising Shoppers and Supporting Di Luna Candles
To celebrate the launch of our new tap-to-pay debit and credit cards, we wanted to do more than just talk about convenience; we wanted to support one of our local
Woven with Resilience: Ana Chavarin’s Journey of Strength and Service
Not all superheroes wield flashy powers or live on the big screen. Sometimes, they appear as individuals like Ana Chavarin, whose quiet dedication and unwavering commitment to her family, community,
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Disclosures
For terms and conditions for each benefit listed, please click on the “More” button. The restrictions and details of each will be disclosed on the page immediately after the “More” button.
All products and services are subject to approval. Programs, rates, restrictions, terms and conditions apply and are subject to change at any time. Certain restrictions may apply. Credit Union Membership required. Federally Insured by NCUA.