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Rita Ranch Branch is Closed 12/8 – 12/10.

Structure That Brings Peace of Mind

A Business Installment Loan from Vantage West gives you predictable, fixed-rate financing to fund major goals with terms that fit your timeline.

Why a Business Installment is a good fit

  • Predictable payments. A fixed rate means your monthly payment stays the same, making it easier to budget and plan ahead.

  • Flexible terms for real-world needs. Choose repayment terms up to 60 months so your financing matches the life of your investment.

  • One loan, many uses. Use funds for equipment purchases or refinancing, debt restructuring, expansion projects, or permanent working capital.

  • Protect cash flow. Spread bigger expenses over time instead of draining reserves, keeping your business steady through seasons and growth phases.

  • Great rates add long-term value. Vantage West business loan rates are competitive, so you can invest in your business without overpaying for financing.

  • Online Application: For a loans of $10,000-$350,000 apply online.

    For amounts over $350,000, please contact us.

Business Insights and Financial Tips

Looking for more ways to grow your bottom line?

Business CDS with a variety of terms

Premium Savings Accounts

How Else Can We Help? Let’s Make It Easy.

Want to talk in person?

Find a branch near you — we’d love to see you.

What Are Members Saying?

Check out how we’ve helped members like you in our Community & Member Stories.

Got questions For us?

Visit the Knowledge Center for helpful answers on saving, budgeting, and more.

Disclosures

All loans are subject to credit approval, satisfactory legal documentation, and regulatory compliance. Certain restrictions and fees may apply. Borrowers are responsible for any appraisal and environmental fees plus customary closing costs, including title, escrow, documentation fees and may be responsible for any fees including bridge loan, construction loan, and packaging fees. Programs, rates, restrictions, terms and conditions apply and are subject to change at any time. Membership required.

Certain loan requests above $100,000 may require additional documentation.  Please speak with your banker about your specific loan request to determine if any additional forms are required.

Recent Alerts

Our Rita Ranch Branch is closed until Wednesday, ITMs are still available. Click Here for Nearby Locations.

We’re proud to bring you a new website that reflects the dedication to technology, information, and account management that serves our existing and prospective members!

Current Notifications

2026 Board Election

Members interested in running for a seat on our Board of Directors are invited to submit their application for nomination by December 31, 2025.

Important note about Website Safety

Stay informed about the latest scams and fraud tactics by visiting our online Fraud Watch page. If you have questions or suspect anything unusual, don’t hesitate to contact us. 

Card System Updates
Have a new card to activate?Call 1-800-631-3197.
Need to change your PIN?Call 1-888-886-0083.

Fraud Alert
Fraudulent activity continues to target our members through text messages, email, and phone calls. To keep your accounts safe, never click on unsolicited links or respond to suspicious texts, emails, or phone calls. Vantage West will NEVER ask for your one-time passcode, card number, PIN, or CVV number. 

Branch Updates
In branch debit card instant issue is currently unavailable.

Appointment Scheduling
Planning to visit a branch? Schedule an appointment online.