Notice Our New Look? Our Improved Website Is Here To Serve You!
Rita Ranch Branch is Closed 12/8 – 12/10.

No Really, Why Us?

There are a lot of places to put your money, but not all ARIZONA Financial credit unions are built the same.

Big banks are designed to maximize profit for shareholders. Credit unions are designed to maximize value for people, specifically our member-owners. And at Vantage West, that difference shows up in every part of your experience.

Because at Vantage West, success isn’t measured by how much we grow. It’s measured by how well the people and communities we serve grow with us.

Our Members’ Loyalty Speaks Volumes

We’ve spent 70 years doing what credit unions do best: keeping banking human, local, and genuinely helpful. So while we’re proud to stand with credit unions as a better choice overall, we’re especially proud of the reason members stay with us year after year: our member satisfaction is stronger than other credit unions and banks, as shown by independent research. People don’t just open accounts here…they build long-term relationships.

Vantage West
Vantage West Members 75.5%
Credit Union
Credit Union Members 60%
National Bank
Banks 16%

Banks Own You. You Own Us

A Different Perspective

You deserve a financial partner that sees more than a balance. At Vantage West, you’re not a number. You’re a person with goals, responsibilities, and a future you’re building every day.

That belief shapes how we serve you, how we support our teams, and how we show up for our communities. Because when members thrive, when our team members thrive, and when our communities thrive — we all thrive.

In 2024, loyal Vantage West households received $2,269 in financial benefits through lower loan rates, higher savings returns, and fewer fees compared to other Arizona banks.*

*Source: America’s Credit Unions Member Benefits Report. Estimated savings in direct financial benefits when compared to Other Arizona Banks.

Investing In What Matters

Supporting Arizona isn’t a side project: it’s part of why we exist. We invest time, funding, and hands-on support into the areas of impact that strengthen our communities today and build brighter futures for tomorrow.

EDUCATION

We believe education changes lives. Through scholarships and learning-focused partnerships, we help students and families access opportunities that build long-term stability.

HOUSING

Safe, stable housing creates stronger communities. That’s why our teams volunteer on build projects and support housing initiatives that give more neighbors a place to thrive.

COMmUNITY

We back organizations doing the real work on the ground — including Youth On Their Own, the YWCA, and TenWest — because community care is economic care.

Financial Education Empowers All

Financial confidence shouldn’t be a privilege, it should be a resource everyone can access. When people understand their money, they make stronger decisions, build healthier futures, and create more stability for themselves and their communities.

That’s why Vantage West is committed to financial education for individuals and businesses. From guides and resources to workshops and hands-on support, we focus on giving you the tools to navigate money with clarity — and build real, lasting wealth health.

we bring our strength to you Through:

Financial Wellness Programs Find Out How You Can Benefit

Financial Workshops For Personal and Business Groups at No Charge

Library of Resources Our Online Library of Tools and Guides

Let's Start Now! Common Myths Dispelled:

Credit unions are just smaller banks.

MYTH

Reality

Credit unions like Vantage West offer the same full banking services as big banks, but they’re Member-owned and built to serve the people instead of the shareholders.

Credit unions are exclusive clubs.

MYTH

Reality

Vantage West welcomes a broad community of eligible Arizonans and exists to meet local needs, not limit access.

All Banks are The Same

MYTH

Reality

Banks are structured to grow shareholder wealth, while Vantage West is structured to return value to Members through better service, rates, and community investment.

Credit unions aren’t insured.

MYTH

Reality

Vantage West deposits are federally insured by the NCUA up to $250,000, the same coverage level banks provide through the FDIC.

Credit unions lack access.

MYTH

Reality

Vantage West Members can use shared branches and a wide ATM network through credit-union co-ops, making access easy across Southern Arizona and beyond.

Credit unions aren’t tech-savvy.

MYTH

Reality

Vantage West offers sophisticated digital banking — including online and mobile tools that match what you’d expect from big banks, with the bonus of local, Member-first support.

Our Team

The best thing about coming to work are the people we get to collaborate with every day. With regular events for all team members to come together, it’s easy to feel a part of the community. When asked to describe our company culture, our team members wanted to share some of their impressions of their time at Vantage West.

Our History

1955 — A Mission Begins

Vantage West started in a one-room barrack at Davis-Monthan Air Force Base to serve Tucson’s airmen and their families.

Read More

2006 — A New Name for a Bigger Vision

We became Vantage West Credit Union after converting to a state charter, creating room to serve a growing and diverse Arizona community.

Today — 70 Years Strong and Still Community-Led

With billions in assets, hundreds of thousands of Members, and locations across Arizona, our mission is unchanged: to invest in the people and places that invest in us.

70th BizTucson Issue

1960s — Growing With Tucson

In just over a decade, Membership grew from a few hundred to nearly 14,000, proving that people wanted a financial institution built for them.

Nov 09, 2017

2010–2014 — Expanding Our Reach

Through key mergers with First Edition Community Credit Union and Tombstone Federal Credit Union, we grew across the state while keeping our local roots strong.

Explore Real Business And Member Stories

Navigating the Road to Good Credit: Greg B. 

How do you build credit if you have no credit? How do you navigate financial institutions when all your experiences with them have been negative? For many people, including Vantage

“It’s On Us!”: Surprising Shoppers and Supporting Di Luna Candles 

To celebrate the launch of our new tap-to-pay debit and credit cards, we wanted to do more than just talk about convenience; we wanted to support one of our local

Woven with Resilience: Ana Chavarin’s Journey of Strength and Service

Not all superheroes wield flashy powers or live on the big screen. Sometimes, they appear as individuals like Ana Chavarin, whose quiet dedication and unwavering commitment to her family, community,

Sound Like An Amazing Place to Work? It Is!

Positions available throughout the state, amazing benefits, and the people are pretty incredible too.

Disclosures

Vantage West is an Equal Opportunity Employer. Please contact Careers at (800) 888-7882 if you require reasonable accommodation to navigate this site and/or complete the online application process.

Recent Alerts

Our Rita Ranch Branch is closed until Wednesday, ITMs are still available. Click Here for Nearby Locations.

We’re proud to bring you a new website that reflects the dedication to technology, information, and account management that serves our existing and prospective members!

Current Notifications

2026 Board Election

Members interested in running for a seat on our Board of Directors are invited to submit their application for nomination by December 31, 2025.

Important note about Website Safety

Stay informed about the latest scams and fraud tactics by visiting our online Fraud Watch page. If you have questions or suspect anything unusual, don’t hesitate to contact us. 

Card System Updates
Have a new card to activate?Call 1-800-631-3197.
Need to change your PIN?Call 1-888-886-0083.

Fraud Alert
Fraudulent activity continues to target our members through text messages, email, and phone calls. To keep your accounts safe, never click on unsolicited links or respond to suspicious texts, emails, or phone calls. Vantage West will NEVER ask for your one-time passcode, card number, PIN, or CVV number. 

Branch Updates
In branch debit card instant issue is currently unavailable.

Appointment Scheduling
Planning to visit a branch? Schedule an appointment online.