Most people put off estate planning because it feels complicated, far-off, or uncomfortable. But if something unexpected happens and you die without a will, your loved ones may be left dealing with emotional stress, legal delays, and decisions you never got to make.

Creating a will is a simple way to bring clarity and peace of mind—to you and the people you care about.

What Happens If You Die Without a Will?

If you don’t create a will, your state’s default laws will decide what happens to your property—and you and your family won’t have a say in the outcome.

• Appointing someone to manage your estate
• Choosing who receives your money, belongings, or property
• Deciding who will take care of your children or dependents (if applicable)

Even in the best-case scenario, the process can be lengthy, expensive, and emotionally difficult. And without written instructions, your wishes may not be honored.

Do I Really Need a Will If I’m Young or Not Wealthy?

Yes. If you have:

• A bank account
• A car, home, or other personal property
• Dependents or pets
• Online accounts or digital assets
• Preferences for your health care or final arrangements

…you have an estate worth protecting. Estate planning isn’t just for the wealthy—it’s for anyone who wants a say in what happens next.

How to Make a Will Online (Without a Lawyer)

The good news: creating a will no longer requires expensive attorney fees or paperwork marathons. As a Vantage West member, you can:

• Create a legally valid will or trust online
• Designate beneficiaries, guardians, and health care directives
• Support at each step
• Make updates anytime your life changes

Questions? Our Legal Karma Experts Are Here to Help

Should I Create a Will or a Trust?

Both are helpful, but serve slightly different purposes:

• A will outlines your final wishes and takes effect after you pass away
• A trust can go into effect during your lifetime and may help you avoid probate

If you’re unsure which is best, Legal Karma has resources available to help you understand your options and decide what is best for your needs.

What If I’m Not Ready to Start?

That’s okay. The most important thing is to take the first step—like downloading a free estate planning checklist to help you organize your information.

They’ll guide you through:

• Identifying your assets
• Choosing guardians or decision-makers
• Documenting your preferences
• Preparing to create your will when you’re ready

Final Thought: Your Wishes Deserve to Be Known

No one likes thinking about the worst-case scenario. But planning ahead doesn’t mean expecting the worst—it means giving the people you love clarity.