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Loans subject to approval.  $50.00 annual fee.  Rate based on LTV and creditworthiness. Certain restrictions and fees may apply. Rates subject to change.  Property insurance is required. Closing costs covered for credit lines up to $100,000. Loan must remain open for a minimum of 2 years to avoid repayment of origination fees and closing costs. Additional restrictions and qualifications may apply. Consult a tax advisor for tax deductibility guidelines. ¹Variable rate maximum: 17.95% APR. Mortgage options subject to change without notice. NMLS# 485751