vantage west wealth management
Retirement Planning
We are the retirement planning partner you’ve been looking for. Vantage West Credit Union Membership not required
Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.
Personalized Investment Strategies that fit your needs and goals
- Mutual Funds
- Equities
- Long-term Care
- Insurance
- Life Insurance
- Annuities
- Fixed Income
Our Retirement Strategies
Personalized planning that aligns with your lifestyle, family needs, and long-term goals.
Financial planning for retirement works better when you build it around your life as it evolves, and beginning now gives you more clarity, more choices, and a plan that grows with you.
Traditional IRA
Make contributions directly from your paycheck (before taxes) and monitor your tax-deferred balance.
Roth IRA
Is a Roth IRA right for you? More flexible than a Traditional IRA, Roth IRA accounts allow your post-tax income to grow tax-free as long as you want. No tax on earnings, no Required Minimum Distributions.
Income Planning
We’ll analyze your cash flow and help you develop a plan for income after retirement.
Rollover Services
Required Minimum Distributions (RMDs)
Automated Investing with Guided Wealth Portfolios®(GWP)
Wealth Managers Who Work For You
Our Clients Are Everything
Our wealth managers are dedicated to put your interests first, offering guidance based on what’s important for your goals, not on commissions or product incentives.
With a valued and caring approach, every recommendation is built around your needs, your timeline, and the outcomes that matter most to you as a client.
How It Works
1
Schedule Your Consultation
Set up a meeting at a branch near you or by phone to begin your retirement planning conversation.
2
Work one-on-one with a wealth manager to define your goals, timeline, risk tolerance, and unique financial picture.
3
Review Options and Build Your Plan
Explore a range of investment pathways to create a personalized retirement roadmap.
4
Adjust as Life Changes
Update your strategy over time to reflect new milestones, shifting priorities, and evolving financial needs.
5
Celebrate Your Progress
Recognize the goals you’ve reached and the real-life impact of a plan that grows with you.
Request Your Consultation
Disclosures
Contributions to a traditional IRA may be tax deductible in the contribution year, with current income tax due at withdrawal. Withdrawals prior to age 59 ½ may result in a 10% IRS penalty tax in addition to current income tax.
A Roth IRA offers tax deferral on any earnings in the account. Qualified withdrawals of earnings from the account are tax-free. Withdrawals of earnings prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Limitations and restrictions may apply.
Guided Wealth Portfolios (GWP) is a centrally managed investment program sponsored by LPL Financial LLC (LPL). GWP generates investment recommendations based upon model portfolios constructed by LPL. If you are receiving advisory services in GWP from a separately registered investment advisor firm other than LPL, LPL is not an affiliate of such advisor. LPL investment advisors are registered with the U.S. Securities and Exchange Commission, and LPL is also a Member FINRA/SIPC.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Vantage West Credit Union and Vantage West Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Vantage West Wealth Management, and may also be employees of Vantage West Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Vantage West Credit Union or Vantage West Wealth Management. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value |
Your Credit Union (“Vantage West Credit Union”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay Vantage West Credit Union for these referrals. This creates an incentive for Vantage West Credit Union to make these referrals, resulting in a conflict of interest. Vantage West Credit Union is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
CA Insurance License Information
Eric DuBose | Domicile: AZ | 2480 N Arcadia Ave Tucson, AZ 85712 | CA Insurance #4021315
Luis Sotelo | Domicile: AZ | 2480 N Arcadia Ave Tucson, AZ 85712 | CA Insurance #4381899
Katrina Bargas | Domicile: AZ | 2480 N Arcadia Ave Tucson, AZ 85712 | CA Insurance #4169515