High Yield Money Market
Federally insured by NCUA
Bring your savings to Vantage West and open a High Yield Money Market Account!*
- No monthly fees with eStatements
- Unlimited deposits and withdrawals 1
- $10,000 minimum balance to open
- Qualifying deposits must be from outside accounts to receive promotional rate.
- Easy to open and manage via online banking and our mobile app!
| Account Features | Super Saver for Kids2 | Regular Savings | Premium Savings | High Yield Money Markets |
|---|---|---|---|---|
| Minimum Opening Deposit | $5 | $5 | $500 | $10,000 |
| e-Statements | ||||
| Online Banking | ||||
| Available as Overdraft Source | ||||
| Checks Available | Yes (up to 6 per month) | Yes (up to 6 per month) | ||
| Rates (tier 1) | 1.00% Annual Percentage Yield (APY) (up to $1,000.00) | 0.15% Annual Percentage Yield (APY) | 3 Up to 0.30% Annual Percentage Yield (APY) ($500 - $9,999.99) | 3Up to 0.30% Annual Percentage Yield (APY) ($500 - $99,999.99) |
| Rates (tier 2) | 0.10% APY (over $1,000.00) | 3Up to 1.75% APY ($10,000-$124,999) | 3Up to 3.26% APY ($100,000 - $124,999.99) | |
| Rates (tier 3) | 3Up to 1.75% APY ($125,000 and up) | 3Up to 3.51% APY ($125,000.00 and up) | ||
| Rate Promotional | 4.00% Annual Percentage Yield (APY)* ($10,000 and up) -Outside funds only | |||
| Contact Us | Open | Open | Open |
Disclosures
APY(s)=Annual Percentage Yield(s) accurate as of October 1, 2025. Rates are variable and subject to change. Offer subject to change without notice. Subject to approval. Certain restrictions may apply. Fees may reduce earnings on these account(s). Early withdrawal penalties may apply. Federally insured by NCUA. 1When made at Vantage West ATMs. 2 The Annual Percentage Yield will be calculated by applying one or more dividend rates to multiple balance ranges as set forth above. The dividend rate for each balance range will apply to your account balance within each particular deposit balance range and not the entire account balance. When children turn 18, Super Saver accounts will convert to Regular Savings accounts. The Super Saver Account is subject to the same withdrawal and transfer limitations as the Regular Share Account. There is a limit of one (1) Super Saver Account per primary member.
3Tiered balances earn tiered rates. Rates shown are based on Relationship Rates which have the following eligibility requirements: 1. Have a qualifying open Vantage West consumer checking account,
2. Have a total monthly direct deposit of at least $750/month to accounts under the same Membership account 3. Keep an aggregate loan and/or deposit balance of at least $10,000 in the same Membership account. Accounts that do not meet the eligibility requirements receive a lower APY. Relationship Rates, conditions, and benefits are subject to change without notice. Business Accounts and IRA CDs are not eligible for Relationship Rates.
*APY=Annual percentage yield. Promotion runs October 1, 2025, to December 31, 2025. To qualify for the six (6) months promotional 4.00% APY, you must open a new High Yield Money Market (HYMM) using new money (external funds – monies from accounts other than Vantage West or affiliate institutions). After the six (6) month promotional period, the rate will revert to the current standard variable rate offered based on amount in account at the time of expiration of promotional period. The minimum opening deposit for the HYMM is $10,000.00. The account must maintain a $500.00 minimum balance to remain open. If you do not meet the qualification requirements, the standard dividend rate and APY will apply to your account. This promotion cannot be combined with any other promotional offers, rate enhancements, or relationship pricing. Members must remain in good standing throughout the promotional period to retain eligibility for the promotional rate. Business HYMM accounts are not eligible. Employees and Board Members are not eligible for this promotion. Please see Truth in Savings Bonus Addendum for terms and conditions. Vantage West reserves the right to modify or cancel this promotion at any time without prior notice. All accounts are subject to approval. Certain restrictions may apply. Federally insured by NCUA.
**Competitor’s money market account with a 0.74% APY – $2,500 average based on the national average, as of 06/27/25 as reflected on NCUA: Credit Union and Bank Rates.