High Yield Money Market

Earn even more.

Federally insured by NCUA

Savers willing to commit greater balances can earn higher dividends (with tiered rates) than the Premium Share.

  • Immediate access to your available funds
  • Income, in form of dividends
  • No monthly service fee with eStatements
  • Unlimited deposits & withdrawals1
  • $10,000 minimum balance to open
  • Online Banking, PhoneBank, and Mobile Banking

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Account Features Super Saver for Kids2 Regular Savings Premium Savings High Yield Money Markets
Minimum Opening Deposit $5 $5 $500 $10,000
e-Statements
Online Banking
Available as Overdraft Source

Checks Available

Yes (up to 6 per month) Yes (up to 6 per month)
Rates (tier 1) 1.00% Annual Percentage Yield (APY) (up to $1,000.00) 0.15% Annual Percentage Yield (APY) 3 Up to 0.30% Annual Percentage Yield (APY) ($500 - $9,999.99) 3Up to 0.30% Annual Percentage Yield (APY) ($500 - $99,999.99)
Rates (tier 2) 0.10% APY (over $1,000.00)
3Up to 1.75% APY ($10,000-$124,999) 3Up to 3.26% APY ($100,000 - $124,999.99)
Rates (tier 3)

3Up to 1.75% APY ($125,000 and up) 3Up to 3.51% APY ($125,000.00 and up)
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Last Updated November 1, 2024. 
Disclosures

APY(s)=Annual Percentage Yield(s) accurate as of November 1, 2024.  Rates are variable and subject to change. Offer subject to change without notice. Subject to approval. Certain restrictions may apply. Fees may reduce earnings on these account(s). Early withdrawal penalties may apply. Federally insured by NCUA. 1When made at Vantage West ATMs. 2 The Annual Percentage Yield will be calculated by applying one or more dividend rates to multiple balance ranges as set forth above. The dividend rate for each balance range will apply to your account balance within each particular deposit balance range and not the entire account balance. When children turn 18, Super Saver accounts will convert to Regular Savings accounts. The Super Saver Account is subject to the same withdrawal and transfer limitations as the Regular Share Account. There is a limit of one (1) Super Saver Account per primary member.

3Tiered balances earn tiered rates. Rates shown are based on Relationship Rates which have the following eligibility requirements: 1. Have a qualifying open Vantage West consumer checking account,
2. Have a total monthly direct deposit of at least $750/month to accounts under the same Membership account 3. Keep an aggregate loan and/or deposit balance of at least $10,000 in the same Membership account. Accounts that do not meet the eligibility requirements receive a lower APY. Relationship Rates, conditions, and benefits are subject to change without notice. Business Accounts and IRA CDs are not eligible for Relationship Rates.