Notice Our New Look? Our Improved Website Is Here To Serve You!
Rita Ranch Branch is Closed 12/8 – 12/10.

Checking is Better Here

A credit Union Checking Account with all the bells & whistles

Life moves fast – and your money should move with you. That’s why Vantage West checking accounts are built to keep things simple, flexible, and on your terms. We support you with all the conveniences and tech your life commands.

Limited Time Offer:

You're Just a Few Clicks Away. Go paperless and get rewarded. Switch to e-Statements by January 31 and get $5.

All You Need Checking

Essential Checking

You want simple, no-fuss personal checking account that works for everyday life. 

No monthly service fees with eStatements

No minimum balance requirements

Just $20 to get started

Free use of Vantage West ATMs

Mobile deposits and helpful money management tools

Did You Know?

Explore the benefits to opening a personal checking account with us.

Online & Mobile Banking

Manage your money anytime, anywhere—on your phone, tablet, or computer.

Direct Deposit & Get Paid Early

Set up direct deposit and get your paycheck up to two days early.

30,000+ ATMs Nationwide

Use your card across the country.

Overdraft Protection

Accidents happen. We’ve got your back with optional overdraft solutions.

Trusted by Arizonans

At Vantage West, you’re more than a customer. You’re a member. That means you have a say. You share in the profits. And you bank with people who care. We’re local, not-for-profit, and focused on helping you thrive.

Young Adults

Just Getting Started?

If you are over 18, you are eligible for our checking, savings and loan accounts too! Managing your first job or first vehicle is a big step, and we’re here to support you.

Trusted for 70 Years. Built for Today.

With our checking accounts you can pay bills, get paid early, and manage everything from your phone with tools that make banking easy. We keep our fees low, so you keep more of your money, and because we’re local, your dollars stay right here, supporting your goals and giving back to the Arizona communities we all care about.

Accreditations & Recognitions

How Else Can We Help? Let’s Make It Easy.

Want to talk in person?

Find a branch near you — we’d love to see you.

What Are Members Saying?

Check out how we’ve helped members like you in our Community & Member Stories.

Got questions For us?

Visit the Knowledge Center for helpful answers on saving, budgeting, and more.

Disclosures

Promotion runs August 1, 2025 – January 31, 2026. Offer only valid for Members who are not currently enrolled in eStatements. Account must be in good standing at the time the incentive is awarded and kept open for at least 6 months from reward date. If account is closed within 6 months you maybe responsible for reimbursement of any incentives awarded. Incentive will be credited to your regular savings account within 30 days of signing up to receive eStatements. Limit one incentive per membership. Subject to change without notice. Certain restrictions may apply.

eStatements are only available to Primary Members, require an accurate email address and an active Online Banking service. See Electronic Statements, Disclosures, and Notices consent Agreement for details and restrictions of the program.

Accurate as of 12/1/2025. Some products and services are subject to approval. Membership required. Certain restrictions may apply. Federally insured by NCUA.

Recent Alerts

Our Rita Ranch Branch is closed until Wednesday, ITMs are still available. Click Here for Nearby Locations.

We’re proud to bring you a new website that reflects the dedication to technology, information, and account management that serves our existing and prospective members!

Current Notifications

2026 Board Election

Members interested in running for a seat on our Board of Directors are invited to submit their application for nomination by December 31, 2025.

Important note about Website Safety

Stay informed about the latest scams and fraud tactics by visiting our online Fraud Watch page. If you have questions or suspect anything unusual, don’t hesitate to contact us. 

Card System Updates
Have a new card to activate?Call 1-800-631-3197.
Need to change your PIN?Call 1-888-886-0083.

Fraud Alert
Fraudulent activity continues to target our members through text messages, email, and phone calls. To keep your accounts safe, never click on unsolicited links or respond to suspicious texts, emails, or phone calls. Vantage West will NEVER ask for your one-time passcode, card number, PIN, or CVV number. 

Branch Updates
In branch debit card instant issue is currently unavailable.

Appointment Scheduling
Planning to visit a branch? Schedule an appointment online.