Important message about our holiday hours

Checking is Better Here

A credit Union Checking Account with all the bells & whistles

Life moves fast – and your money should move with you. That’s why Vantage West checking accounts are built to keep things simple, flexible, and on your terms. We support you with all the conveniences and tech your life commands.

Limited Time Offer:

You're Just a Few Clicks Away. Go paperless and get rewarded. Switch to e-Statements by January 31 and get $5.

All You Need Checking

Essential Checking

You want simple, no-fuss personal checking account that works for everyday life. 

No monthly service fees with eStatements

No minimum balance requirements

Just $20 to get started

Free use of Vantage West ATMs

Mobile deposits and helpful money management tools

Did You Know?

Explore the benefits to opening a personal checking account with us.

Online & Mobile Banking

Manage your money anytime, anywhere—on your phone, tablet, or computer.

Direct Deposit & Get Paid Early

Set up direct deposit and get your paycheck up to two days early.

30,000+ ATMs Nationwide

Use your card across the country.

Overdraft Protection

Accidents happen. We’ve got your back with optional overdraft solutions.

Trusted by Arizonans

At Vantage West, you’re more than a customer. You’re a member. That means you have a say. You share in the profits. And you bank with people who care. We’re local, not-for-profit, and focused on helping you thrive.

Young Adults

Just Getting Started?

If you are over 18, you are eligible for our checking, savings and loan accounts too! Managing your first job or first vehicle is a big step, and we’re here to support you.

Trusted for 70 Years. Built for Today.

With our checking accounts you can pay bills, get paid early, and manage everything from your phone with tools that make banking easy. We keep our fees low, so you keep more of your money, and because we’re local, your dollars stay right here, supporting your goals and giving back to the Arizona communities we all care about.

Accreditations & Recognitions

How Else Can We Help? Let’s Make It Easy.

Want to talk in person?

Find a branch near you — we’d love to see you.

What Are Members Saying?

Check out how we’ve helped members like you in our Community & Member Stories.

Got questions For us?

Visit the Knowledge Center for helpful answers on saving, budgeting, and more.

Disclosures

Promotion runs August 1, 2025 – January 31, 2026. Offer only valid for Members who are not currently enrolled in eStatements. Account must be in good standing at the time the incentive is awarded and kept open for at least 6 months from reward date. If account is closed within 6 months you maybe responsible for reimbursement of any incentives awarded. Incentive will be credited to your regular savings account within 30 days of signing up to receive eStatements. Limit one incentive per membership. Subject to change without notice. Certain restrictions may apply.

*Essential Checking is free with electronic statements (eStatements). If you choose to not accept eStatements, a monthly service fee will be applied to receive monthly paper statements (excludes ages 17 & under and ages 65 and over). There will not be a monthly service fee for Essential Checking if enrolled in eStatements.

eStatements are only available to Primary Members, require an accurate email address and an active Online Banking service. See Electronic Statements, Disclosures, and Notices consent Agreement for details and restrictions of the program.

Accurate as of 12/12/2025. Some products and services are subject to approval. Membership required. Certain restrictions may apply. Federally insured by NCUA.

Recent Alerts

Holiday Hours: All offices and branches of Vantage West Credit Union will be closed early at 1 pm on Wednesday, December 24, and will remain closed on December 25.

All offices and branches of Vantage West Credit Union will be closed early at 1 pm on Wednesday, December 31, and will remain closed on New Year’s Day, January 1.

 

We’re proud to bring you a new website that reflects our dedication to technology, information, and account management, serving our existing and prospective members!

Current Member Notifications

2026 Board Election

Members interested in running for a seat on our Board of Directors are invited to submit their application for nomination by December 31, 2025.

Important note about Website Safety

Stay informed about the latest scams and fraud tactics by visiting our online Security & Fraud education page. If you have questions or suspect anything unusual, don’t hesitate to contact us.