Become a Member-Owner

Join the movement with just a $5 deposit, or fully buy in and set up all of your everyday banking essentials. The more you put in, the more you get out in benefits and perks.

Still deciding? Discover the Vantage West advantage.

 

Want some help?

Schedule time with a Relationship Banker either in branch or online.

Schedule Appointment Click here for more contact options

Confirm your eligibility.

 

Membership is open to any person or business who lives, works, worships, attends school, or volunteers in these geographic areas:

  • Pima, Pinal, Cochise, or Maricopa Counties
  • Gila River Indian Community Reservation
  • Arizona’s “Copper Basin” Area

We have proud roots as the preferred credit union for members of the United States Armed Forces stationed (or training) at Davis-Monthan Air Force Base and surrounding parts of Southern Arizona. We welcome active, retired, separated, civilian employees, and their dependents.

You can also join if:

  • You are an immediate family member of a Vantage West Member.
  • You belong to a special affiliate group.

For more information or questions call 800-888-7882.

Make sure you have what you need to enroll.

Social Security Number
Driver's License or Govenment ID
Valid Email Address
Initial Deposit of at least $5
(ACH or Credit)

Start with a checking account.

We recommend establishing your Membership with a checking account. Note that you will also receive a savings account when you enroll and will be required to keep $5 in this account at all times to maintain your status. We call this your “par value.”

Essential Checking

No monthly service fees1 and no minimum balance requirements. Comes with free use of Vantage West ATMs and access to mobile deposits and money management tools.

Opening deposit of $20 required.

Open Online
or

Premium Rewards Checking

Earn rewards points2 for spending on qualifying purchases, dividends on all balances, and reimbursement of surcharge fees at non-Vantage West ATMs up to $7/month.

Opening deposit of $20 required and no monthly service fees when you meet minimum daily balance or direct deposit requirements.3 Learn more

Open Online

Explore some of our other everyday banking essentials.

Once your Membership is established, open additional accounts to take full advantage of everything we offer.

Credit Cards

Enjoy lower rates than big banks with competitive cash-back rewards4 with one of our Connect Visa cards.

Compare Credit Cards

Loans

Looking for a new loan or to refinance your Home or Vehicle? Try our loan comparison tool to find the right product for you.

Compare Loans

Business Banking

Running a business? Our local business team offers commercial loans, SBA loans, commercial vehicles, and checking, savings, and credit card essentials.

Business Banking
Disclosures

All loans, products, and services subject to approval. Card type and APR are based on creditworthiness. Offers subject to change without notice. Certain restrictions may apply. Membership required. Federally insured by NCUA.

 

1No monthly service fee with eStatements. 

 

2Cash Back Rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. Points can be redeemed for cash back, merchandise, gift cards, travel, and charitable donations. A “Qualifying Purchase” is non-pin merchant transaction. We reserve the right to determine at our sole discretion whether a particular transaction is a Qualifying Purchase or to include or exclude other charges from the definition of Qualifying Purchases. See Vantage West Rewards terms and conditions for details and restrictions of the program. 

 

3No monthly service fees with minimum daily balance of $3,000, or combined average daily balance in all deposit accounts of $10,000 or monthly net direct deposit of $750. Premium Rewards Checking service fee (without qualifying waiver) is $12 per month.

 

4With the Vantage West Connect Rewards Visa Signature you get 1% cash back for each dollar spent on everyday purchases and a 5% cash back in a category of your choice, capped at $1,500 spent in qualifying purchases quarterly. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. Points can be redeemed for cash back, merchandise, gift cards, travel, and charitable donations. See Vantage West Rewards terms and conditions for details and restrictions of the program.