Notice Our New Look? Our Improved Website Is Here To Serve You!
Rita Ranch Branch is Closed 12/8 – 12/10.

Loan Payoff

Congratulations on being ready to payoff your auto loan! We want the experience to be as seamless and enjoyable as possible. To ensure a smooth payoff, you will need to get a payoff amount.

Do not pay the amount shown on your last statement. Auto loans continue to accrue interest on a daily basis. We don’t want you to get a pesky several cent charge or a late fee. If the loan is overpaid, it will be refunded into your savings account.

Paying off your loan is an exciting time. Make sure it goes smoothly by choosing the option that suits your needs.

Option 1 – Online Transfer

The easiest way to pay off your auto loan is through Online Banking.

Login to your account and click “Payoff amount” for the loan you would like to payoff. The quoted amount is only valid for that day.

Immediately make a payment in that amount to the loan account.

Option 2 – Mail A Check

If you would like to send a check to pay off your loan, please call (800) 888-7882 to get a 10 day payoff amount (plus the per diem). A representative will walk you through the process.

Send a check in that amount to:
Auto Loans
Vantage West Auto Loans
PO Box 15159
Tucson, AZ 85708

Option 3 – Pay Using Cash or Check

You can always visit a branch to pay off your loan.

Ask a representative for the payoff amount. They can accept cash or check as payment.

The Lien is Released

Prior to the payoff, please confirm the mailing address on file is current. Approximately 10 days after the payoff, the lien on the title is released. You can expect to receive the title by mail within 30 days..


Recent Alerts

Our Rita Ranch Branch is closed until Wednesday, ITMs are still available. Click Here for Nearby Locations.

We’re proud to bring you a new website that reflects the dedication to technology, information, and account management that serves our existing and prospective members!

Current Notifications

2026 Board Election

Members interested in running for a seat on our Board of Directors are invited to submit their application for nomination by December 31, 2025.

Important note about Website Safety

Stay informed about the latest scams and fraud tactics by visiting our online Fraud Watch page. If you have questions or suspect anything unusual, don’t hesitate to contact us. 

Card System Updates
Have a new card to activate?Call 1-800-631-3197.
Need to change your PIN?Call 1-888-886-0083.

Fraud Alert
Fraudulent activity continues to target our members through text messages, email, and phone calls. To keep your accounts safe, never click on unsolicited links or respond to suspicious texts, emails, or phone calls. Vantage West will NEVER ask for your one-time passcode, card number, PIN, or CVV number. 

Branch Updates
In branch debit card instant issue is currently unavailable.

Appointment Scheduling
Planning to visit a branch? Schedule an appointment online.