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Financial Education

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Why You Should Avoid Payday Loans At All Costs

Here’s the thing about payday loans: they are actually really expensive. They’re short-term, high-interest loans that are meant to help cover a small financial shortfall until your next paycheck. But...

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National Citizenship Day: Important Information About Naturalization

September 17th is National Citizenship Day! In celebration of this holiday, we’re sharing information and resources about naturalization and receiving U.S. citizenship. To become a naturalized U.S. citizen, there are...

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5 Types of Retirement Plans to Help Your Savings Grow

In past articles, we’ve looked at how much you should save for retirement and how to budget those savings. For this post, we’ll show you the best ways to reach...

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Establishing Credit: Tips to Help You Manage Your First Credit Card

In the last post, we discussed strategies to establishing credit when you’re starting to adult. For this post, we’ll focus on how to begin establishing credit by managing that first...

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Establishing Credit: 3 Ways to Help You Build Credit History

Like it or not, if you want do this adulting thing right then you’ll need two things: a professional wardrobe and credit. But when you get to the magical world...

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Tax Terms 101: The Words You Need to Know

Benjamin Franklin once wrote that “nothing can be said to be certain, except death and taxes.” He could have also said that nothing is more feared and misunderstood than death...

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Why Choose a Credit Union for Life’s Changes? 

Life rarely follows a straight path, especially when it comes to finances. Why choose a credit union for life’s changes? Because every milestone, from buying a home to starting a...

CU 101 Blog Back to School Built for Life • Vantage West Credit Union

Back to School, Built for Real Life

Back to school season is here! Whether it’s buying a backpack for elementary school, sending a teenager off to college, or starting a first full-time job after graduation, back to...

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What is Community Banking and Why Does It Matter to Southern Arizona?

Community Banking Month is the perfect time to explore why choosing a local financial institution, like a credit union, feels less like a transaction and more like people helping people....

Auto loan interest deduction tax benefit

One Big Beautiful Bill Act: Car Loan Tax Benefit

Under the One Big Beautiful Bill Act (OBBBA) of 2025, interest paid on loans for American-made vehicles may be eligible for a federal tax deduction. Members can view 2025 interest...

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Why Your Bank Should Know Your Name

What does banking local mean? When your bank knows your name, it means they know your story—not just your balance. It means they understand what you’re working toward, and they...

Financial Coaches

Information, resources, and tools to help you succeed.

Is Debt Consolidation a Good Idea? 5 Signs It's Time to Consolidate Your Debt | Vantage West

Is Debt Consolidation a Good Idea? 5 Signs It’s Time to Consolidate Your Debt

If your monthly bills feel like a game of financial whack-a-mole, you’re not alone. One credit card payment is due on the 5th, another on the 12th, a personal loan...

Mid-Year Financial Checkup

Mid-Year Financial Checkup: What to Review in June for Healthy Financial Year

TIME FOR YOUR CHECKUP! A Mid‑Year Financial Checkup helps families catch small issues before they turn into bigger “symptoms,” reduce stress, and feel more confident heading into the second half...

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Our Financial Coaches React to the Internet’s Financial Advice and Questions

We know there’s a lot of financial advice out there—some of it helpful, some of it… not so much. So, where do you turn for trusted guidance? In our Financial...

Goals & Life Events

Information, resources, and tools to help you succeed.

ways to teach kids about money

7 Everyday Ways to Teach Kids About Money

Wondering ways to teach your kids about money? Talking to your children about money does not have to begin with a formal lesson or complicated financial terms. Some of the...

How Much Term Life Insurance Do You Need?

How Much Term Life Insurance Do You Need? 7 Proven Questions to Help You Find the Right Coverage

September is National Life Insurance Awareness Month, making it a great time to tackle an important financial planning question: How much term life insurance do you need? Whether you’re buying...

Tucson Welcome Home Program

Tucson Welcome Home Program: 5 Ways it Helps Arizona Families Become Homeowners

Tucson Welcome Home Program: How One Program Is Opening Doors for More Arizona Families June is National Home Ownership month and in Southern Arizona this month always feels like a...

Auto loan interest deduction tax benefit

One Big Beautiful Bill Act: Car Loan Tax Benefit

Under the One Big Beautiful Bill Act (OBBBA) of 2025, interest paid on loans for American-made vehicles may be eligible for a federal tax deduction. Members can view 2025 interest...

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What Happens if I Die Without a Will?

Most people put off estate planning because it feels far away, confusing, or uncomfortable. But ask yourself, “What if I die without a Will? If the unexpected happens and you...

buying a car

10 Helpful Tips for Buying a Car That Will Improve Your Negotiation Skills and Help Get You the Best Price

Here are 10 helpful tips for buying a car that will help you confidently enter the dealership and develop your negotiation skills....

Ready to Grow With Arizona’s Leading Credit Union?

Whether you’re opening your first account or financing your next expansion, Vantage West delivers competitive rates, fast local decisions, and guidance that keeps your business moving forward.

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