Enjoy The Benefits of Investing Locally

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You can help keep up to 4x more money circulating in your local economy by investing your savings with Vantage West instead of a big bank.

Open a 10 or 15-month CD and lock in the highest available return.

Standard Rate: 5.10% APY1 | Relationship rate2: 5.36% APY1

Qualified Members can jump on new opportunities to earn more for their money by contacting Vantage West and requesting a rate adjustment with no penalties or additional fees.

Start earning the highest available rate immediately when you restart the term of your 10 or 15-month CD on the day of your request.


Certificates opened on or after 10/1/2023 can only be adjusted once and any dividends you may have earned during the first 30 days* at the original rate will be forfeited, while your money grows further.

Get Started

Type Minimum Balance APY
24 MONTH STANDARD JUMP-UP CERTIFICATE (CD) $500 – and up Up to 3.65% APY
36 MONTH RELATIONSHIP JUMP-UP CERTIFICATE (CD) $500 – and up Up to 3.60% APY
Last Updated December 1, 2024. 
Disclosures

*30-day rate adjustment offer only valid on 10-month and 15-month promotional certificates opened on or after October 1, 2023. Eligible Members must contact Vantage West within 30 days of opening their original certificates to request rate adjustment. Rate adjustment will take effect on the requested date and will not be retroactive. Term of certificate will restart on the day of the newly opened certificate. Any dividends earned on the previous certificate will be forfeited. No penalties or fees will be applied upon adjustment. Eligible certificates may only be adjusted once. 1APY(s) = Annual percentage yield(s) accurate as of November 1, 2023. 2Business Accounts and IRA CDs are not eligible for Relationship Rates. Eligibility requirements are: 1. Have a qualifying open Vantage West consumer checking account. 2. Have a total monthly direct deposit of at least $750/month to accounts under the same Membership account 3. Keep an aggregate loan and/or deposit balance of at least $10.000 in the same Membership account. Relationship Rates, conditions, and benefits are subject to change without notice. Rates for new/renewing/converting CDs will be based upon the account’s Relationship eligibility as of the prior night. Membership Required. Offer subject to change without notice. Subject to approval. Certain restrictions may apply. Certificates earn dividends. Minimum opening deposit of $500. Fees may reduce earnings on these account(s). Early withdrawal penalties may apply. Offer valid until December 31, 2023. Federally Insured by NCUA.