Refinance or Home Equity Loan- Which Makes Sense for You?
Depending on your financial needs and current situation, refinancing could help lower monthly payments, change the terms of a loan, switch from an adjustable rate mortgage (ARM) to a fixed-rate loan or offer other benefits. Refinancing can be a smart way to help you better manage your finances or even free up some extra money […] Read More
Tending Community In an Age of Anxiety
Seven decades ago, Auden penned the phrase, “An Age of Anxiety” in a poem of the same name. His insight spoke to a plight of the human condition, a suffering of angst born out of world wars and a cultural shift to market consumption and increased social isolation since the industrial revolution. What Auden observed was […] Read More
Financial Fix: How to Encourage a Healthy Lifestyle in the Workplace
Healthcare continues to be one of the fastest rising costs for both employers and employees in the U.S. According to a June PricewaterhouseCoopers report, healthcare costs are expected to rise another 6 percent in 2019, with many of these costs being absorbed by employees. While there isn’t much employers can do to reverse the escalating […] Read More
Aging in Place: 55+ Communities Offer Independence and Community
As more than 71 million baby boomers reached retirement, adult living communities grew to accommodate the needs of the largest generation of Americans, who are more health-conscious and socially active than previous generations. Rather than the drab, impersonal retirement homes of yesteryear, today’s adult living communities offer a mix of independent living, beautiful natural surroundings, […] Read More
Go Local for the Holidays: 5 Misconceptions About Locally Owned Businesses
It’s that time of year, once again, when you can spot long, winding lines snaking their way around Macy’s, Target, and other large retailers. In the U.S., we instinctually patronize large retailers because we’re led to believe they have the best products for the best prices around the holiday season. But this is also the […] Read More
Go Small and Go Home: Decluttering and Downsizing for Peace of Mind
The kids have finally fled the nest and you’re left with a house full of stuff and rooms you’ll never use. Unless you’re looking to construct a time capsule, it’s probably time to downsize your life. That means getting rid of those old newspapers and kindergarten art masterpieces and finding somewhere that accommodates your new […] Read More
Spooky Spending
Regret falls across the land Concert tickets that cost a grand People wander in search of cash Buying junk and spending fast And whosoever should be here Spending their savings on tchotchkes and beer Must stand and face the confession booth To teach us lessons and give us truth The stench of green is in the air Thoughts of money no longer there Shiny new products behind every door Lose your mind when entering the store Tempting forces that you can’t see Make you lose your currency For no mere mortal can resist The capital offense of the Spender Read MoreOct 29, 2018
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Grow Your Wealth: Your Guide to Compound Interest
Imagine you have a pile of cash lying in a safety deposit box. What if we said that cash could grow by itself if you just left it alone? Sounds like a good deal, right? This is just how compound interest works. When your earned interest compounds, your money magically multiplies before your eyes—all you […] Read More
Designing Your Life: A Glimpse of the Latest Design Trends in New Homes
Buying a new home presents an exciting opportunity to explore new designs and patterns available in new and recently updated homes making their way into the market. Your new home presents an opportunity to incorporate the latest trends into a style that’s entirely your own, a blank slate to express your personality and shape your […] Read More
Why Do Tucsonans Shop Local?
The past few years saw a flurry of articles breathlessly warning of the death of retail, crediting online shopping for its demise. But this narrative isn’t entirely accurate. Retail actually grew in 2017, with the industry seeing a net increase of 4,000 store openings and a 4.2% increase in sales. Curiously, it seems that the […] Read MoreOnline Banking
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