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Category: Credit

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4 Things to Consider Before Opening Your First Credit Card

If you’re in the market for your first credit card, it can be difficult and overwhelming to navigate the plethora of cards, terms, promotional offers, and rewards programs. Where to

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Why Your Credit Score Matters and What to Do About It

Do you want to improve your credit score? Start building credit? Maintain your already solid score? We’ve got you covered for all of the above.
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3 Reasons to Monitor Your Credit Report and How Vantage West Can Help

When you know what’s on your credit report, you can have a better understanding of the factors that make up your credit score. Here are three reasons it’s important to
credit score

Score! How to Earn a Winning Credit Score

With so much to worry about in the present, it’s easy to put off planning for the future. This tendency is one of the reasons your credit score might be

The Ultimate Credit Card Debt Destroyer Plan: 4 Strategies For Paying Off Credit Cards That Will Make You Debt-Free in No Time

Is spending creating a mountain of credit card debt? Rather than fear that credit card statement, it’s more productive to make a plan to destroy that debt. Paying off credit

Financial First Aid: Repairing Your Credit Score

Do you have to take a deep breath whenever anybody mentions the dreaded credit score? Many of us have run into unexpected challenges when trying to maintain good credit. It

Credit Freeze: Here’s What You Need to Know Before You Put That Credit On Ice

Since the announcement of the Equifax breach, you might have noticed friends and social media posts urging you to order a credit freeze. When hacks occur, the internet world can

Why You Should Avoid Payday Loans At All Costs

Here’s the thing about payday loans: they are actually really expensive. They’re short-term, high-interest loans that are meant to help cover a small financial shortfall until your next paycheck. But

Establishing Credit: Tips to Help You Manage Your First Credit Card

In the last post, we discussed strategies to establishing credit when you’re starting to adult. For this post, we’ll focus on how to begin establishing credit by managing that first

Establishing Credit: 3 Ways to Help You Build Credit History

Like it or not, if you want do this adulting thing right then you’ll need two things: a professional wardrobe and credit. But when you get to the magical world

Recent Alerts

Our Rita Ranch Branch is closed until Wednesday, ITMs are still available. Click Here for Nearby Locations.

We’re proud to bring you a new website that reflects the dedication to technology, information, and account management that serves our existing and prospective members!

Current Notifications

2026 Board Election

Members interested in running for a seat on our Board of Directors are invited to submit their application for nomination by December 31, 2025.

Important note about Website Safety

Stay informed about the latest scams and fraud tactics by visiting our online Fraud Watch page. If you have questions or suspect anything unusual, don’t hesitate to contact us. 

Card System Updates
Have a new card to activate?Call 1-800-631-3197.
Need to change your PIN?Call 1-888-886-0083.

Fraud Alert
Fraudulent activity continues to target our members through text messages, email, and phone calls. To keep your accounts safe, never click on unsolicited links or respond to suspicious texts, emails, or phone calls. Vantage West will NEVER ask for your one-time passcode, card number, PIN, or CVV number. 

Branch Updates
In branch debit card instant issue is currently unavailable.

Appointment Scheduling
Planning to visit a branch? Schedule an appointment online.