1. We all know that saving money is the best way to gain financial independence. But knowing what’s good for us doesn’t always mean that we’ll follow, as recent data on Americans’ savings habits shows. According to a 2017 GoBanking Rates survey, 57% of Americans had less than $1,000 in a savings account, while 39% had no […]
  2. Spring has arrived and with that comes peak home buying season. It’s the busiest time for homebuyers, as people come out of their winter hibernation and start exploring what’s available on the market. Prices are climbing, inventory is moving quickly Since spring is such a magnet for interested homebuyers, competition is fierce. Inventory, or the […]
  3. The Federal Reserve raised the federal funds interest rate three times in 2017 from 1.00% to 1.50%, signaling an environment where some believe rates will continue to rise. This is potentially good news for investors who may feel uneasy with the volatility of the stock market. An investment in a Certificate (CD) can deliver liquidity, […]
    Mar 5, 2018
    2 min read
  4. Ask 10 people what they think a credit union is and you’re likely to get 10 different answers. The most common response is that a credit union is “like a bank, only smaller,” which would make any credit union evangelist cringe. In reality, credit unions aren’t necessarily smaller than banks (just ask Navy Federal Credit Union), […]
  5. Cryptocurrencies such as Bitcoin and Ethereum became the craze of 2017. The value of Bitcoin grew by more than 1,200% last year, while lesser-known cryptocurrencies like Ripple jumped by 35,000% in 2017. Yes, you’re reading those numbers right. According to Reuters, this means if you invested $100 in Ripple at the beginning of 2017, your investment […]
  6. There is a stack of bills in your email and on the corner of your table…sitting…waiting. You need a checking account for a convenient and quick way to pay them all. However, there is no one-size-fits-all checking account. Use this guide to help find the perfect one for you. How do you intend to use […]
    Jan 24, 2018
    3 min read
  7. In Arizona, snowbirds are as common as cacti and gorgeous sunsets. But becoming a snowbird is more complicated than just buying a second home and spending your winters sunbathing by the pool. The two-household lifestyle demands some compromises. Here are some of the issues and costs to explore if you’re thinking about making the switch […]
    Jan 17, 2018
    5 min read