Financial Fix: How to Encourage a Healthy Lifestyle in the Workplace
Healthcare continues to be one of the fastest rising costs for both employers and employees in the U.S. According to a June PricewaterhouseCoopers report, healthcare costs are expected to rise another 6 percent in 2019, with many of these costs being absorbed by employees. While there isn’t much employers can do to reverse the escalating […] Read More
Go Local for the Holidays: 5 Misconceptions About Locally Owned Businesses
It’s that time of year, once again, when you can spot long, winding lines snaking their way around Macy’s, Target, and other large retailers. In the U.S., we instinctually patronize large retailers because we’re led to believe they have the best products for the best prices around the holiday season. But this is also the […] Read More
Spooky Spending
Regret falls across the land Concert tickets that cost a grand People wander in search of cash Buying junk and spending fast And whosoever should be here Spending their savings on tchotchkes and beer Must stand and face the confession booth To teach us lessons and give us truth The stench of green is in the air Thoughts of money no longer there Shiny new products behind every door Lose your mind when entering the store Tempting forces that you can’t see Make you lose your currency For no mere mortal can resist The capital offense of the Spender Read MoreOct 29, 2018
1 min read
Grow Your Wealth: Your Guide to Compound Interest
Imagine you have a pile of cash lying in a safety deposit box. What if we said that cash could grow by itself if you just left it alone? Sounds like a good deal, right? This is just how compound interest works. When your earned interest compounds, your money magically multiplies before your eyes—all you […] Read More
One Home Is Better Than Two: Guest homes for affordability and family
The past decade has seen a surge in multigenerational living where more than one generation lives in the same home. Perhaps due to the costs of caretaking and the desire to reconnect with family, 1 in 5 Americans now lives in a multigenerational home, according to a Pew Research analysis. But with Tucson’s median new […] Read More
How to Save When You’re Just Starting Out
Your college and post-college years can be lean times when it comes to cash flow. Since you’re just jumping into the workforce, you might have a ways to go before you see the paychecks that you daydreamed about in class. But that doesn’t mean you have to spend your post-college years broke. With the following […] Read More
What I Wish They Taught In School About Finances
Starting college can be one of the most exciting, scary, frustrating, and revelatory times in a young person’s life. While you’re having to adjust to the rigors of university-level work, you’re also expected to magically become an adult at the same time. Oftentimes, academia and social lives become so prevalent that it’s easy to overlook […] Read More- Build
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Aug 27, 2018
5 min read
Main Street Receives Relief from Overregulation
On May 22, 2018, the House of Representatives passed the Economic Growth, Regulatory Relief, and Consumer Protection Act in a strong bipartisan vote. For banks and credit unions with less than $10 billion in assets, this is a blessing that will benefit the people and businesses here in Southern Arizona. Tailoring regulatory requirements to suit […] Read More
Affordable Starter Homes: Begin your home owning experience with Vantage West
Going back to at least the 1950s, starter homes have been one of the best ways for families to initiate their homeownership journey. While there’s no specific definition, starter homes generally feature one to two bedrooms and are priced under $200,000 according to Trulia. Due to the crippling effects of the Great Recession, starter homes […] Read More
Tips To Help Maintain Steady Cash Flow During Market Volatility
Do you remember Harry Markopolos? As a financial analyst for a Boston investment firm, Markopolos was asked to reverse engineer Bernie Madoff’s trading strategy and revenue streams. The unregistered hedge fund was producing stratospheric returns and the investment firm wanted to duplicate Madoff’s success. According to an interview with 60 Minutes, Markopolos said it took […] Read MoreDisclosures
Rene Almazan is a senior vice president for Vantage West Credit Union, a $1.9-billion financial institution which serves a growing membership of nearly 150,000 via branches across Arizona and online channels, as well. Vantage West offers consumer and business banking services, and is federally insured by NCUA. Loans subject to approval. Certain restrictions and fees may apply. VantageWest.org
Online Banking
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