You’ve Got Ambition,
We’ve Got Solutions!
Your trusted local partner for business banking and small business growth.
Helping You Build Strong Financial Foundations
From checking and savings to credit and payment tools, our solutions are designed to move at your pace, with support from real business bankers who know what it’s like to start small and think big.
Select Checking
No monthly fees*, instant digital access
Start off strong with only $100 to open and no minimum balance. Select Checking gives you easy to access to manage funds, plus the tools you need to stay organized.
Regular Savings
Build reserves for taxes, equipment, or future investments. Regular Savings helps your business establish healthy cash habits and prepares you for bigger opportunities ahead.
Credit Cards
No annual fee, CashBack with every purchase1
One year in business already?
Its time to talk credit. Our Visa® card for Business can help you start to scale your business with 0% APR for 12 months2 for qualifed applicants.
Cash Management
From card payments to cash flow, VWCU’s cash management solutions give you the power to get paid faster and manage transactions securely—whether you’re at your counter or online.
More Than Banking, We’re Your Local Business Partner
A Credit Union Built for Arizona’s Business Owners
Vantage West has been helping entrepreneurs across Arizona turn great ideas into thriving businesses. As a member-owned credit union, we reinvest profits into better rates, lower fees, and smarter technology—all designed to help you succeed from day one.
Start Up Business Resources
In Our Knowledge Center
What’s the best way to finance a small business?
“It’s On Us!”: Surprising Shoppers and Supporting Di Luna Candles
To celebrate the launch of our new tap-to-pay debit and credit cards, we wanted to do more than just talk about convenience; we wanted to support one of our local
Using social media to grow your business
Social media should be part of your marketing mix as it can be a cheap, effective and easy-to-use marketing channel. Some of the benefits include: Social media is also accessible
Sources of small business funding
Once you have determined how much funding you will require to start your business, decide how you will raise the capital. Choosing the right source depends on what you intend
Four strategies to strengthen your start-up after launch
After the first few months of (we’d expect) frantic activity starting up, it’s useful to take a breath to assess what went right and what you need to tweak going
Developing new ways to do business online
Most of your customers will probably use the internet in some form to either research buying decisions or make a purchase. It’s also likely there is at least one competitor
Accreditations & Recognitions
Ready to Start Your Business Journey the Local Way?
Disclosures
*Select Business Checking has a minimum opening deposit of $100 and a service fee of $10 per month. Select Business Checking can have monthly service fees waived with average daily balance of $1,500; or 10 or more business debit or credit card transactions per month; or $15,000 combined business balances.
1Cash Back rewards are tracked as points and each $1 in Cash Back rewards is equal to 100 points. Points can be redeemed for cash back, merchandise, gift cards, travel, and charitable donations. Must have a minimum 2,500 points for cash redemption. No rewards are earned for finance charges, fees, balance transfers, cash advances, convenience checks, foreign transaction currency conversion charges or insurance charges posted to your account. See Vantage West Rewards terms and conditions for details and restrictions of the program.
2Vantage West Business VISA® Credit Card introductory rates are 0.00%, for twelve months, for qualifying business members. Standard rates for the Vantage West Business VISA® Credit Card after twelve month introductory period range from 15.24% to 23.24% APR. Introductory rate offered only for new Vantage West Business VISA® Credit Cards and does not apply to increases, conversions or re-opening of a closed credit card. Card limits and APR are based on creditworthiness. Rates are variable and are subject to change. Rates are based on Prime Rate and are accurate as of 12/12/2025. All loans are subject to credit approval. Membership required. Certain restrictions may apply.
Accurate as of 12/12/2025. Products and services are subject to approval. Programs, rates, restrictions, terms and conditions apply and are subject to change at any time. Certain restrictions may apply. Credit Union Membership required. Federally insured by NCUA.