Notice Our New Look? Our Improved Website Is Here To Serve You!
Rita Ranch Branch is Closed 12/8 – 12/10.

You’ve Got Ambition,

We’ve Got Solutions!

Your trusted local partner for business banking and small business growth.

We make business banking simple, personal, and built for growth—so you can focus on what really matters: getting your business off the ground and running.

Helping You Build Strong Financial Foundations

Starting a business comes with plenty of unknowns—your banking shouldn’t be one of them. As Arizona’s trusted local bank for small business, Vantage West offers the tools, guidance, and local decision-making to help you get set up quickly and grow confidently.

From checking and savings to credit and payment tools, our solutions are designed to move at your pace, with support from real business bankers who know what it’s like to start small and think big.

Select Checking

No monthly fees*, instant digital access

Start off strong with only $100 to open and no minimum balance. Select Checking gives you easy to access to manage funds, plus the tools you need to stay organized.

Regular Savings

High-yield options with easy transfers

Build reserves for taxes, equipment, or future investments. Regular Savings helps your business establish healthy cash habits and prepares you for bigger opportunities ahead.

Credit Cards

No annual fee, CashBack with every purchase1

One year in business already?

Its time to talk credit. Our Visa® card for Business can help you start to scale your business with 0% APR for 12 months2 for qualifed applicants.

Cash Management

Payroll, merchant services & cash management

From card payments to cash flow, VWCU’s cash management solutions give you the power to get paid faster and manage transactions securely—whether you’re at your counter or online.

More Than Banking, We’re Your Local Business Partner

As your business grows, you’ll have questions, and we’ll be here to answer them. Our local business bankers and certified financial coaches offer practical support, from choosing the right account setup to preparing for your first loan. You don’t have to figure it all out alone.

A Credit Union Built for Arizona’s Business Owners

Vantage West has been helping entrepreneurs across Arizona turn great ideas into thriving businesses. As a member-owned credit union, we reinvest profits into better rates, lower fees, and smarter technology—all designed to help you succeed from day one.

Start Up Business Resources
In Our Knowledge Center

Accreditations & Recognitions

Ready to Start Your Business Journey the Local Way?

Get the accounts, cards, and services designed for small business success—backed by real local support from Arizona’s leading credit union.

Disclosures

*Select Business Checking has a minimum opening deposit of $100 and a service fee of $10 per month. Select Business Checking can have monthly service fees waived with average daily balance of $1,500; or 10 or more business debit or credit card transactions per month; or $15,000 combined business balances.

1Cash Back rewards are tracked as points and each $1 in Cash Back rewards is equal to 100 points. Points can be redeemed for cash back, merchandise, gift cards, travel, and charitable donations. Must have a minimum 2,500 points for cash redemption. No rewards are earned for finance charges, fees, balance transfers, cash advances, convenience checks, foreign transaction currency conversion charges or insurance charges posted to your account. See Vantage West Rewards terms and conditions for details and restrictions of the program.

2Vantage West Business VISA® Credit Card introductory rates are 0.00%, for twelve months, for qualifying business members. Standard rates for the Vantage West Business VISA® Credit Card after twelve month introductory period range from 15.49% to 23.49% APR. Introductory rate offered only for new Vantage West Business VISA® Credit Cards and does not apply to increases, conversions or re-opening of a closed credit card. Card limits and APR are based on creditworthiness. Rates are variable and are subject to change. Rates are based on Prime Rate and are accurate as of 12/1/2025. All loans are subject to credit approval. Membership required. Certain restrictions may apply.

Accurate as of 12/1/2025. Products and services are subject to approval. Programs, rates, restrictions, terms and conditions apply and are subject to change at any time. Certain restrictions may apply. Credit Union Membership required. Federally insured by NCUA.

Recent Alerts

Our Rita Ranch Branch is closed until Wednesday, ITMs are still available. Click Here for Nearby Locations.

We’re proud to bring you a new website that reflects the dedication to technology, information, and account management that serves our existing and prospective members!

Current Notifications

2026 Board Election

Members interested in running for a seat on our Board of Directors are invited to submit their application for nomination by December 31, 2025.

Important note about Website Safety

Stay informed about the latest scams and fraud tactics by visiting our online Fraud Watch page. If you have questions or suspect anything unusual, don’t hesitate to contact us. 

Card System Updates
Have a new card to activate?Call 1-800-631-3197.
Need to change your PIN?Call 1-888-886-0083.

Fraud Alert
Fraudulent activity continues to target our members through text messages, email, and phone calls. To keep your accounts safe, never click on unsolicited links or respond to suspicious texts, emails, or phone calls. Vantage West will NEVER ask for your one-time passcode, card number, PIN, or CVV number. 

Branch Updates
In branch debit card instant issue is currently unavailable.

Appointment Scheduling
Planning to visit a branch? Schedule an appointment online.