Funding That Moves Your Business Forward
Arizona business financing built for every stage of growth.
As a trusted business lender, Vantage West delivers competitive rates, flexible options, and local decision-making so you can invest in your business, keep growth a priority at any phase of maturity, and explore our services to find the funding that fits your business.
⭐ Don’t Miss: Business Credit Card low rates with cash back1 on every purchase!
Commercial Real Estate
Whether you’re expanding, moving, or just getting started in your first office building or retail space, Vantage West can help. Explore our fixed and variable rate Commercial Real Estate loan options.
Vantage West Business Visa®
Need a business credit card for everyday purchases? Our business credit card has low rates and no annual fee–plus 1.5% cash back1 on all qualifying purchases.
Commercial Vehicle Loans
Company cars, trailers, commercial trucks–whatever your business needs, Vantage West can help you get in the driver’s seat. Take advantage of our outstanding rates, terms, and services.
Our Business Lending Solutions
Commercial Real Estate
Construction, owner-occupied, and investment property loans
Expert local guidance that makes a difference
Bottom Line: Fixed and variable rate that keep your business expansion in motion.
Business Credit Card
Credit with benefits
Flexible spending and repayment terms
Bottom Line: A reliable line of credit with low rates and no annual fee.
Commercial Vehicles & Equipment
Expand business capacity and productivity
Manageable monthly payments
Bottom Line: Outstanding rates, terms and services that start or expand your business muscle.
Lines of Credit
On demand working capital
Only pay for what you use
Competitive rates
Bottom Line: A reliable source of funding to keep your a small business running.
Small Business Loans (SBA)
Specialization in 504 SBA loans
504 loan program provides long-term, fixed rate financing for major fixed assets that promote business growth and job creation.
Bottom Line: Grow your business with this loan for eligible expenses.
Business Installment
Equipment purchases or refinancing
Debt restructuring
Predictable payments
Bottom Line: Fixed rate loans with terms up to 60 months.
Business Resources In Our Knowledge Center
“It’s On Us!”: Surprising Shoppers and Supporting Di Luna Candles
To celebrate the launch of our new tap-to-pay debit and credit cards, we wanted to do more than just talk about convenience; we wanted to support one of our local
Tips for collecting your money faster
Most small business owners dislike the thought of calling customers and demanding payment, especially when you’re trying to build sales. It’s a balance of needing to be paid, and not
The six business numbers to track success
It makes sense to be aware of and track your main financial indicators. The more you observe what the numbers are doing, the faster you’ll see what’s working and what
The difference between cash flow and profit
Cash coming into your business and the actual profit you make are two very different things, and almost always never total up as identical amounts. The difference? Cash flow is
The difference between capacity and capability when scaling your business
Many successful entrepreneurs are constantly thinking of how to scale their business for growth. Whether you’re developing new products or services, taking on larger orders or moving into the export
Protecting your business from theft and fraud
There are a number of risks that you’ll face in business – from employee theft to a competitor using your intellectual property. It’s your responsibility to safeguard your business from
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Disclosures
All loans are subject to credit approval, satisfactory legal documentation, and regulatory compliance. Certain restrictions and fees may apply. Borrowers are responsible for any appraisal and environmental fees plus customary closing costs, including title, escrow, documentation fees and may be responsible for any fees including bridge loan, construction loan, and packaging fees. Programs, rates, restrictions, terms and conditions apply and are subject to change at any time. Rates can be variable or fixed, depending on type of loan product. Membership required.
1Cash Back rewards are tracked as points and each $1 in Cash Back rewards is equal to 100 points. Points can be redeemed for cash back, merchandise, gift cards, travel, and charitable donations. Must have a minimum 2,500 points for cash redemption. See Vantage West Rewards terms and conditions for details and restrictions of the program.
Certain loan requests above $100,000 may require additional documentation. Please speak with your business banker about your specific loan request to determine what additional forms may be required.