All loans are subject to credit approval, satisfactory legal documentation, and regulatory compliance. Certain restrictions and fees may apply. Borrowers are responsible for any appraisal and environmental fees plus customary closing costs, including title, escrow, documentation fees and may be responsible for any fees including bridge loan, construction loan, and packaging fees. Programs, rates, restrictions, terms and conditions apply and are subject to change at any time. Rates can be variable or fixed, depending on type of loan product.